14 Cross St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 14 Cross St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,524 sqft · built 1978
Lot Size	2.19 acres (95,701 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (May 2020)
Tax Bill	$6,588 (2026)
Deeds & Mortgages	Oct 2021 Refinance May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-20`

Property Details

APN / Parcel Number

Primary APN	`21-20`
Alternative APN	`DOUG M:0145 B:0000034 L`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,524 sqft Living Area
Gross Area	4,444 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,701 sqft (2.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	21-20
Street Address	14 CROSS ST
City	DOUGLAS
State	MA
Zip	01516-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	34
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1018
Census Tract	752101

Owner

14 Cross St is owned and occupied by two individuals who bought it in May 2020.

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 CROSS ST, DOUGLAS, MA 01516-2174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
May 8, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVERS COOPERATIVE BANK
Aug 9, 2018	Quit Claim Deed, Transfer
Jan 9, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Prior Sale	Aug 9, 2018 · Amount on File
Deed Document Number	202047148
Deed Book / Page	62363 / 276
Prior Transfer Date	May 6, 2020
Prior Transfer Doc	62363-276
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	14 CROSS ST, DOUGLAS, MA 01516-2174
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066337-128
Date	Oct 20, 2021
Book Page	66337/128
Instrument	147344

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	May 8, 2020
Property Address	14 CROSS ST, DOUGLAS, MA 01516-2174
Document Number	62363-276
Book / Page	62363 / 276
Instrument Date	May 6, 2020
Instrument	47148
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CROSS ST, DOUGLAS, MA 01516-2174

Mortgage

Document Number	47149
Date	May 8, 2020
Instrument	47149

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Aug 9, 2018
Property Address	14 CROSS ST, DOUGLAS, MA 01516-2174
Document Number	59233-304
Book / Page	059233 / 000304
Instrument Date	Aug 6, 2018
Instrument	82997
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount on Record
Tax	$1,094.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 JAMES RD UPTON MA 015681010, UPTON, MA 01568-1010

January 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	DOUGLAS MA
Recording Date	Jan 9, 2018
Property Address	14 CROSS ST, DOUGLAS, MA 01516-2174
Document Number	58300-197
Book / Page	058300 / 000197
Instrument Date	Dec 28, 2017
Instrument	2731
Transaction Type	Foreclosure
Record Updated	Jan 30, 2018

Transaction

Amount	Amount on Record
Tax	$1,760.62
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2026 property tax bill for 14 Cross St was $6,588, up 10,035.4% from the year before.

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,588.00 (+10,035.38%)	$545,800 (+10.55%) Land $110,400 Building $392,800	$642,814 (+17.78%)
2025	$65.00 (-98.98%)	$493,700 (+4.73%) Land $99,500 Building $394,200	$545,775
2024	$6,373.00 (+2.16%)	$471,400 (+8.52%) Land $90,500 Building $380,900
2023	$6,238.00	$434,400 Land $90,500 Building $343,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

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