Worcester County and Douglas Town property record for 48 Cross St, Douglas, MA 01516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1983 |
| Lot Size | 3 acres (130,854 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (May 1996) |
| Tax Bill | $5,056 (2026) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-15B |
| Primary APN | 15-15B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,988 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,854 sqft (3 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 15-15B |
|---|---|
| Street Address | 48 CROSS ST |
| City | DOUGLAS |
| State | MA |
| Zip | 01516-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Jurisdiction | DOUGLAS MA |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 752101 |
Source: Worcester County and Douglas Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 CROSS ST, DOUGLAS, MA 01516-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 1996 · Amount on Record |
| Deed Sale | May 23, 1996 · Amount on Record |
| Deed Book / Page | 17931 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MA |
| Property Address | 48 CROSS ST, DOUGLAS, MA 01516-2114 |
| Document Number | 61459-146 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 48 CROSS ST DOUGLAS MA 015162114, DOUGLAS, MA 01516-2114 |
| Document Number | 61459-146 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 061459/000146 |
| Instrument | 125476 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Douglas Town |
| Unified School District | Douglas School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,056.00 (+10,218.37%) | $418,900 (+10.56%) Land $114,100 Building $283,000 | $432,245 (+3.6%) |
| 2025 | $49.00 (-99%) | $378,900 (+5.05%) Land $102,900 Building $276,000 | $417,240 |
| 2024 | $4,877.00 (+1.75%) | $360,700 (+8.06%) Land $93,600 Building $267,100 | |
| 2023 | $4,793.00 | $333,800 Land $93,600 Building $240,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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