23 Cross St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 23 Cross St, Douglas, MA 01516

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,797 sqft · built 1991
Lot Size2.6 acres (113,256 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Jul 2022)
Tax Bill$65 (2025)
Deeds & MortgagesAug 2024 Refinance
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-25

Property Details

APN / Parcel Number

Primary APN15-25
Alternative APN
  • DOUG M:0144 B:0000005 L

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,797 sqft Living Area
Gross Area3,995 sqft
Basement Area925 sqft
Unfinished Basement925 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt
Lot Area113,256 sqft (2.6 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number15-25
Street Address23 CROSS ST
CityDOUGLAS
StateMA
Zip01516-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block5
JurisdictionDOUGLAS MA
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1039
Census Tract752101

Owner

Source: Worcester County and Douglas Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 CROSS ST, DOUGLAS, MA 01516-2115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
WORKERS CU
Jul 25, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WORKERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2022 · Amount on Record
Deed SaleJul 25, 2022 · Amount on Record
Prior SaleJul 23, 1996 · Amount on Record
Deed Book / Page67957 / 198
Record UpdatedJun 8, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS MA
Property Address23 CROSS ST, DOUGLAS, MA 01516-2115
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0070942-32
DateAug 26, 2024
Book Page70942/32
Instrument68795
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2044

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDOUGLAS MA
Recording DateJul 25, 2022
Property Address23 CROSS ST, DOUGLAS, MA 01516-2115
Document Number067957-198
Book / Page67957 / 198
Instrument DateJul 25, 2022
Instrument81023
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 CROSS ST, DOUGLAS, MA 01516-2115
InvestorPossibly a Property Investor

Mortgage

Document Number0000081024
DateJul 25, 2022
Instrument81024
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionDouglas Town
Unified School DistrictDouglas School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65.00 (-98.99%)$495,800 (+4.36%) Land $101,200 Building $394,600$444,125
2024$6,423.00 (+1.89%)$475,100 (+8.22%) Land $92,000 Building $383,100
2023$6,304.00$439,000 Land $92,000 Building $347,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

Nearby Streets

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