54 Comins Rd, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 54 Comins Rd, Hadley, MA 01035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,396 sqft · built 1992
Lot Size	0.739 acres (32,178 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,014 (2026)
Deeds & Mortgages	Mar 2024 Transfer Aug 2023 Line of Credit + 1 more
APN	`HADL M:0012C B:0040 L:0003`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0012C B:0040 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,396 sqft Living Area
Gross Area	5,136 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,178 sqft (0.739 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	54 COMINS RD
City	HADLEY
State	MA
Zip	01035-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	CHESTER S & PAULINE C KOKOSKI
Legal Block	40
Legal Lot Number	3
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	3
Census Block	3003
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	54 COMINS RD, HADLEY, MA 01035-9617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK
Feb 17, 2017	Deed of Trust, Mortgage FREEDOM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 22, 2024
Transfer Doc	015086-182
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Mar 12, 2024
Property Address	54 COMINS RD, HADLEY, MA 01035-9617
Document Number	015086-182
Book / Page	15086 / 182
Instrument Date	Feb 22, 2024
Instrument	3376
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 COMINS RD, HADLEY, MA 01035-9617

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	54 COMINS RD, HADLEY, MA 01035-9617
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014928-194
Date	Aug 7, 2023
Book Page	14928/194
Instrument	11916

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	54 COMINS RD, HADLEY, MA 01035-9617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12556-135
Date	Feb 17, 2017
Book Page	12556/135
Instrument	3504

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,014.00 (+2.54%)	$524,800 (+4.07%) Land $144,600 Building $380,200	$631,597 (+37.17%)
2025	$5,865.00 (+4.08%)	$504,300 (+1.94%) Land $131,400 Building $372,900	$460,465 (-)
2024	$5,635.00 (+4.31%)	$494,700 (+5.68%) Land $131,400 Building $363,300	$460,465
2023	$5,402.00	$468,100 Land $131,400 Building $336,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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