5399 Whitmore Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5399 Whitmore Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1960
Lot Size	0.176 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2023)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0081-0047-00`

Property Details

APN / Parcel Number

Primary APN	`540-0081-0047-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,710 sqft (0.176 acres)
Lot Dimensions	127 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	64 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5399 WHITMORE DR
City	CINCINNATI
State	OH
Zip	45238-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITMORE DR 58.20 X 127.51 IRR BLOCK B LOT 74 HIGHLAND PK HTS
Legal Subdivision	HIGHLAND PARK HEIGHTS
Legal Block	B
Legal Lot Number	74
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4004
Census Tract	21304

Owner

5399 Whitmore Dr is owned and occupied by an individual who bought it in December 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5399 WHITMORE DR, CINCINNATI, OH 45238-5627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	May 15, 2013 · Amount on File
Deed Document Number	0000084582
Deed Book / Page	15053 / 577
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 1, 2023
Property Address	5399 WHITMORE DR, CINCINNATI, OH 45238-5627
Document Number	0000084582
Book / Page	15053 / 577
Map Reference	MB 8 PG 75-77
Instrument Date	Nov 29, 2023
Instrument	2023-0084582
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5399 WHITMORE DR, CINCINNATI, OH 45238-5627

Mortgage

Document Number	0000084583
Date	Dec 1, 2023
Instrument	2023-0084583

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5399 Whitmore Dr was $2,892, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,892.00 (+2.52%)	$48,559 (-) Land $9,674 Building $38,885
2024	$2,821.00 (-3.62%)	$48,559 (-) Land $9,674 Building $38,885
2023	$2,927.00 (+20.5%)	$48,559 (+35.42%) Land $9,674 Building $38,885	$138,740 Land $27,640 Building $111,100
2022	$2,429.00	$35,858 Land $8,953 Building $26,905
2020			$102,450 Land $25,580 Building $76,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5399 Whitmore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5399 Whitmore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20