5403 Whitmore Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5403 Whitmore Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1960
Lot Size0.176 acres (7,710 sqft)
OwnerIndividual Name on Record
Last Sale$96,000 (Jan 2018)
Tax Bill$3,342 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN540-0081-0049-00

Property Details

APN / Parcel Number

Primary APN540-0081-0049-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area7,710 sqft (0.176 acres)
Lot Dimensions127 ft deep x 58 ft wide
Garage TypeAttached
Garage Area297 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address5403 WHITMORE DR
CityCINCINNATI
StateOH
Zip45238-5629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITMORE DR 58.20 X 127.29 IRR LOT 76 HIGHLAND PARK HGTS BL B
Legal SubdivisionHIGHLAND PARK HEIGHTS
Legal BlockB
Legal Lot Number76
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group4
Census Block4004
Census Tract21304

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5403 WHITMORE DR, CINCINNATI, OH 45238-5629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTH SIDE BK
Dec 31, 2019Deed of Trust, Mortgage · FHA Mortgage
UNION HM MTG CORP
Jan 30, 2018Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2018 · Amount on Record
Deed SaleJan 30, 2018 · Amount on Record
Prior SaleOct 12, 2015 · Amount on Record
Deed Document Number0000008394
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5403 WHITMORE DR, CINCINNATI, OH 45238-5629
Document Number0000055735
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5403 WHITMORE DR CINCINNATI OH 452385629, CINCINNATI, OH 45238-5629

Mortgage

Document Number0000055735
DateJun 12, 2020
Book Page014188/001952
Instrument55735
Lender
NameNORTH SIDE BK
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 11, 2025

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5403 WHITMORE DR, CINCINNATI, OH 45238-5629
Document Number0000003536
Instrument DateDec 31, 2019
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5403 WHITMORE DR CINCINNATI OH 452385629, CINCINNATI, OH 45238-5629

Mortgage

Document Number0000003536
DateJan 13, 2020
Book Page014082/000035
Instrument3536
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 30, 2018
Property Address5403 WHITMORE DR, CINCINNATI, OH 45238-5629
Document Number0000008394
Map ReferenceMB 8 PG 75-77
Instrument DateJan 24, 2018
Instrument18-0008394
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$288.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5403 WHITMORE DR, CINCINNATI, OH 45238-5629

Mortgage

Document Number0000008395
DateJan 30, 2018
Instrument18-0008395
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,342.00 (-0.24%)$54,786 (-) Land $9,674 Building $45,112
2024$3,350.00 (+1.55%)$54,786 (-) Land $9,674 Building $45,112
2023$3,299.00 (+44.88%)$54,786 (+63.05%) Land $9,674 Building $45,112$156,530 (+63.05%) Land $27,640 Building $128,890
2022$2,277.00$33,600 Land $8,953 Building $24,647
2020$96,000 Land $25,580 Building $70,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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