Hamilton County property record for 5403 Whitmore Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1960 |
| Lot Size | 0.176 acres (7,710 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (Jan 2018) |
| Tax Bill | $3,342 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0081-0049-00 |
| Primary APN | 540-0081-0049-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,710 sqft (0.176 acres) |
| Lot Dimensions | 127 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 297 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 5403 WHITMORE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITMORE DR 58.20 X 127.29 IRR LOT 76 HIGHLAND PARK HGTS BL B |
| Legal Subdivision | HIGHLAND PARK HEIGHTS |
| Legal Block | B |
| Legal Lot Number | 76 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 21304 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5403 WHITMORE DR, CINCINNATI, OH 45238-5629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SIDE BK |
| Dec 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNION HM MTG CORP |
| Jan 30, 2018 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on Record |
| Deed Sale | Jan 30, 2018 · Amount on Record |
| Prior Sale | Oct 12, 2015 · Amount on Record |
| Deed Document Number | 0000008394 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5403 WHITMORE DR, CINCINNATI, OH 45238-5629 |
| Document Number | 0000055735 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5403 WHITMORE DR CINCINNATI OH 452385629, CINCINNATI, OH 45238-5629 |
| Document Number | 0000055735 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 014188/001952 |
| Instrument | 55735 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 11, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5403 WHITMORE DR, CINCINNATI, OH 45238-5629 |
| Document Number | 0000003536 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5403 WHITMORE DR CINCINNATI OH 452385629, CINCINNATI, OH 45238-5629 |
| Document Number | 0000003536 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 014082/000035 |
| Instrument | 3536 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 30, 2018 |
| Property Address | 5403 WHITMORE DR, CINCINNATI, OH 45238-5629 |
| Document Number | 0000008394 |
| Map Reference | MB 8 PG 75-77 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 18-0008394 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5403 WHITMORE DR, CINCINNATI, OH 45238-5629 |
| Document Number | 0000008395 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 18-0008395 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,342.00 (-0.24%) | $54,786 (-) Land $9,674 Building $45,112 | |
| 2024 | $3,350.00 (+1.55%) | $54,786 (-) Land $9,674 Building $45,112 | |
| 2023 | $3,299.00 (+44.88%) | $54,786 (+63.05%) Land $9,674 Building $45,112 | $156,530 (+63.05%) Land $27,640 Building $128,890 |
| 2022 | $2,277.00 | $33,600 Land $8,953 Building $24,647 | |
| 2020 | $96,000 Land $25,580 Building $70,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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