5398 Whitmore Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5398 Whitmore Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1960
Lot Size0.367 acres (16,030 sqft)
Owner2 Individual Names on Record
Last Sale$114,000 (Jul 2019)
Tax Bill$3,055 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN540-0081-0044-00

Property Details

APN / Parcel Number

Primary APN540-0081-0044-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialBrick
Lot Area16,030 sqft (0.367 acres)
Lot Dimensions237 ft deep x 64 ft wide
Garage TypeAttached
Garage Area297 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area251 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5398 WHITMORE DR
CityCINCINNATI
StateOH
Zip45238-5640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITMORE DR 64.50 X 237 IRR LOT 71 HIGHLAND PK HTS BLK B
Legal SubdivisionHIGHLAND PARK HEIGHTS
Legal BlockB
Legal Lot Number71
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group4
Census Block4003
Census Tract21304

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4770 HILLSIDE AVE, CINCINNATI, OH 45233-1617
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK
Oct 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA
Jul 29, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Prior SaleMay 13, 2013 · Amount on Record
Deed Document Number0000061394
Deed Book / Page013968 / 001497
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5398 WHITMORE DR, CINCINNATI, OH 45238-5640
Document Number0000047848
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5398 WHITMORE DR CINCINNATI OH 452385640, CINCINNATI, OH 45238-5640

Mortgage

Document Number0000047848
DateMay 21, 2020
Book Page014173/001158
Instrument47848
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 20, 2035

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5398 WHITMORE DR, CINCINNATI, OH 45238-5640
Document Number0000091351
Instrument DateOct 9, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4770 HILLSIDE AVE CINCINNATI OH 452331617, CINCINNATI, OH 45233-1617

Mortgage

Document Number0000091351
DateOct 21, 2019
Book Page014027/000266
Instrument91351
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 20, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 29, 2019
Property Address5398 WHITMORE DR, CINCINNATI, OH 45238-5640
Document Number0000061394
Book / Page013968 / 001497
Instrument DateJul 26, 2019
Instrument61394
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$456.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5398 WHITMORE DR CINCINNATI OH 452385640, CINCINNATI, OH 45238-5640

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,055.00 (-0.23%)$50,068 (-) Land $9,814 Building $40,254
2024$3,062.00 (+4.97%)$50,068 (-) Land $9,814 Building $40,254
2023$2,917.00 (+11.59%)$50,068 (+25.48%) Land $9,814 Building $40,254$143,050 (+25.48%) Land $28,040 Building $115,010
2022$2,614.00 Homeowner's exemption$39,900 Land $9,086 Building $30,814
2020$114,000 Land $25,960 Building $88,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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