Hamilton County property record for 5392 Whitmore Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,168 sqft · built 1960 |
| Lot Size | 0.307 acres (13,416 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $106,250 (Apr 2019) |
| Tax Bill | $3,059 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0081-0040-00 |
| Primary APN | 540-0081-0040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 13,416 sqft (0.307 acres) |
| Lot Dimensions | 228 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5392 WHITMORE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITMORE DR 60 X 228.10 IRR LOT 67 HIGHLAND PK HTS BLK B |
| Legal Subdivision | HIGHLAND PARK HEIGHTS |
| Legal Block | B |
| Legal Lot Number | 67 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 21304 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5392 WHITMORE DR, CINCINNATI, OH 45238-5640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Apr 17, 2019 | Fiduciary Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on Record |
| Deed Sale | Apr 17, 2019 · Amount on Record |
| Prior Sale | Sep 17, 2014 |
| Deed Document Number | 0000028838 |
| Deed Book / Page | 13898 / 00430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5392 WHITMORE DR, CINCINNATI, OH 45238-5640 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044901 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 14393/1589 |
| Instrument | 2021-0044901 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5392 WHITMORE DR, CINCINNATI, OH 45238-5640 |
| Document Number | 0000037004 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5392 WHITMORE DR CINCINNATI OH 452385640, CINCINNATI, OH 45238-5640 |
| Document Number | 0000037004 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 014151/001731 |
| Instrument | 37004 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 17, 2019 |
| Property Address | 5392 WHITMORE DR, CINCINNATI, OH 45238-5640 |
| Document Number | 0000028838 |
| Book / Page | 13898 / 00430 |
| Map Reference | MB 8 PG 75-77 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 2019-0028838 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AGILITY CLOSING & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5392 WHITMORE DR, CINCINNATI, OH 45238-5640 |
| Document Number | 0000028839 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019-0028839 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,059.00 (+2.48%) | $51,384 (-) Land $11,449 Building $39,935 | |
| 2024 | $2,985.00 (-0.3%) | $51,384 (-) Land $11,449 Building $39,935 | |
| 2023 | $2,994.00 (+16.95%) | $51,384 (+38.17%) Land $11,449 Building $39,935 | $146,810 (+38.17%) Land $32,710 Building $114,100 |
| 2022 | $2,560.00 Homeowner's exemption | $37,188 Land $10,598 Building $26,590 | |
| 2020 | $106,250 Land $30,280 Building $75,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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