539 Waterford Dr, Evans, GA 30809 Property Records

Columbia County property record for 539 Waterford Dr, Evans, GA 30809 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,592 sqft · built 1990
Lot Size	0.418 acres (18,231 sqft)
Owner	2 Owner Names on File
Last Sale	$206,000 (Dec 2014)
Tax Bill	$2,938 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072J042`

Property Details

APN / Parcel Number

Primary APN	`072J042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,592 sqft Finished Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Lot Area	18,231 sqft (0.418 acres)

Location & Zoning

Street Address	539 WATERFORD DR
City	EVANS
State	GA
Zip	30809-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK A LOT 20; SADDLE CREEK PHASE 1
Legal Subdivision	SADDLE CREEK
Legal Phase	1
Legal Block	A
Legal Lot Number	20
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	4
Census Block	4011
Census Tract	30307

Owner

Source: Columbia County records · APN 072J042

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	539 WATERFORD DR, EVANS, GA 30809-3855
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2014 · Amount on Record
Deed Sale	Dec 09, 2014 · Amount on Record
Deed Document Number	0009638124
Deed Book / Page	9638 / 124
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	539 WATERFORD DR, EVANS, GA 30809-3855
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 WATERFORD DR, EVANS, GA 30809-3855

Mortgage

Document Number	135350000000247
Date	Jun 08, 2021
Book Page	0000013535/0000000247

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2046

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	539 WATERFORD DR, EVANS, GA 30809-3855
Document Number	2953/0262
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	539 WATERFORD DR EVANS GA 308093855, EVANS, GA 30809-3855

Mortgage

Document Number	2953/0262
Date	Oct 22, 2020
Book Page	012953/000262

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,938.00 (-1.34%)	$120,765 (+5.28%) Land $24,084 Building $96,681	$301,913 (+5.28%) Land $60,210 Building $241,703
2023	$2,978.00 (+5.53%)	$114,708 (+7.82%) Land $24,472 Building $90,236	$286,770 (+7.82%) Land $61,180 Building $225,590
2022	$2,822.00	$106,387 Land $18,361 Building $88,026	$265,967 Land $45,903 Building $220,064

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Columbia County (13073C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130730303074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 17% of Georgia
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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