538 Waterford Dr, Evans, GA 30809 Property Records

Columbia County property record for 538 Waterford Dr, Evans, GA 30809 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,538 sqft · built 1987
Lot Size	0.382 acres (16,642 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Mar 2024)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072J019`

Property Details

APN / Parcel Number

Primary APN	`072J019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,538 sqft Finished Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,642 sqft (0.382 acres)

Location & Zoning

Street Address	538 WATERFORD DR
City	EVANS
State	GA
Zip	30809-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK B LOT 16; SADDLE CREEK PHASE 1
Legal Subdivision	SADDLE CREEK
Legal Phase	1
Legal Block	B
Legal Lot Number	16
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	4
Census Block	4012
Census Tract	30307

Owner

Source: Columbia County records · APN 072J019

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	538 WATERFORD DR, EVANS, GA 30809-3858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Nov 18, 2020	Grant Deed, Transfer · VA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	0001507434
Deed Book / Page	15074 / 34
Record Updated	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Mar 12, 2024
Property Address	538 WATERFORD DR, EVANS, GA 30809-3858
Document Number	0015074/34
Book / Page	15074 / 34
Instrument Date	Mar 08, 2024
Transaction Type	Transfer
Record Updated	Apr 05, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 WATERFORD DR, EVANS, GA 30809-3858

Mortgage

Document Number	0001507437
Date	Mar 12, 2024
Instrument	15074/37

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2054

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Nov 18, 2020
Property Address	538 WATERFORD DR, EVANS, GA 30809-3858
Document Number	3014/0169
Book / Page	013014 / 000169
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 WATERFORD DR EVANS GA 308093858, EVANS, GA 30809-3858

Mortgage

Document Number	3014/0171
Date	Nov 18, 2020
Book Page	013014/000171

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00 (+22.14%)	$127,828 (+9.11%) Land $24,804 Building $103,024	$319,571 (+9.11%) Land $62,010 Building $257,561
2023	$2,543.00 (-9.08%) Homeowner's exemption	$117,155 (+9.11%) Land $25,204 Building $91,951	$292,888 (+9.11%) Land $63,010 Building $229,878
2022	$2,797.00 Homeowner's exemption	$107,375 Land $18,904 Building $88,471	$268,437 Land $47,260 Building $221,177

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Columbia County (13073C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130730303074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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