535 Ringgold St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 535 Ringgold St, Cincinnati, OH 45202

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,239 sqft · built 2020
Lot Size0.044 acres (1,904 sqft)
OwnerIndividual Name on File
Last Sale$580,000 (Oct 2022)
Tax Bill$2,622 (2025)
Deeds & MortgagesOct 2022 Sale & Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086-0001-0416-00

Property Details

APN / Parcel Number

Primary APN086-0001-0416-00

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area2,239 sqft Living Area
Gross Area2,889 sqft
1st Floor Area900 sqft
2nd Floor Area1,089 sqft
Basement Area900 sqft
Finished Basement250 sqft
Unfinished Basement650 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialBrick
Lot Area1,904 sqft (0.044 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address535 RINGGOLD ST
CityCINCINNATI
StateOH
Zip45202-6815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRINGGOLD ST 0.0437 AC LOT 3HIGHLAND PARK SUBSECTION 2
Legal SubdivisionHIGHLAND PARK SUB
Legal Lot Number3
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2009
Census Tract1800

Owner

Source: Hamilton County records · APN 086-0001-0416-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address535 RINGGOLD ST, CINCINNATI, OH 45202-6815
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2022Warranty Deed, Transfer · Line of Credit
GUARANTEED RATE INC
Aug 18, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2022 · Amount on Record
Deed SaleOct 07, 2022 · Amount on Record
Prior SaleAug 18, 2021 · Amount on Record
Deed Document Number202295111
Deed Book / Page14768 / 1406
Last Transfer DateAug 05, 2025
Transfer Doc0000062767
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 07, 2022
Property Address535 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number0000095111
Book / Page14768 / 1406
Map ReferenceMB 475 PG 21
Instrument DateSep 27, 2022
Instrument2022-0095111
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address535 RINGGOLD ST, CINCINNATI, OH 45202-6815

Mortgage

Document Number0000095112
DateOct 07, 2022
Instrument2022-0095112
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 18, 2021
Property Address535 RINGGOLD ST, CINCINNATI, OH 45202-6815
Document Number0000100043
Book / Page14483 / 1246
Map ReferenceMB 475 PG 21
Instrument DateJul 28, 2021
Instrument2021-0100043
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,649.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000100044
DateAug 18, 2021
Instrument2021-0100044
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,622.00 (+3.11%)$203,000 (-) Land $42,560 Building $160,440$580,000 (-) Land $121,600 Building $458,400
2024$2,543.00 (-2.19%)$203,000 (-) Land $42,560 Building $160,440
2023$2,600.00 (+57%)$203,000 (+5.47%) Land $42,560 Building $160,440$580,000 (+5.47%) Land $121,600 Building $458,400
2022$1,656.00 Homeowner's exemption$192,465 Land $24,276 Building $168,189
2020$549,900 Land $69,360 Building $480,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Prospect Hill Historic District
listed 1980 · 271 contributing resources · NRIS 80003078

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 767 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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