539 Ridge Point Dr, Heath (Forney), TX 75126 Property Records

Rockwall County property record for 539 Ridge Point Dr, Heath, TX 75126

Property Summary

Property Type	Single Family Home
Details	7 bd · 1 ba · 6,081 sqft · built 2002
Lot Size	6.58 acres (287,060 sqft)
Owner	2 Individual Names on Record
Tax Bill	$19,206 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2025 Second Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`474700000021000R`

Property Details

APN / Parcel Number

Primary APN	`474700000021000R`
Alternative APNs	`R52741` `52741`

Interior

Bedrooms	7 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	6,081 sqft Living Area
Gross Area	7,851 sqft
1st Floor Area	6,081 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	287,060 sqft
Garage Type	Attached
Garage Area	1,216 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Pool House	399 sqft
Porch	Covered Porch
Porch Area	1,138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	539 RIDGE POINT DR
City	ROCKWALL
State	TX
Zip	75032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE, LOT 21, ACRES 6.59
Legal Subdivision	THE RIDGE
Legal Lot Number	21
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1059
Census Tract	40508

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 RIDGE POINT DR, FORNEY, TX 75126-5353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer INDEPENDENCE TITLE
Mar 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 4, 2020	Vendor's Lien, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026
Deed Sale	Jul 22, 2026
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	202613942
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000020720
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jul 22, 2026
Property Address	539 RIDGE POINT DR, ROCKWALL, TX 75032
Document Number	0000013942
Instrument Date	Jul 20, 2026
Instrument	202613942
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RIDGE POINT DR, HEATH, TX 75126-5353

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	539 RIDGE POINT DR, HEATH, TX 75126-5353
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004133
Date	Mar 12, 2025
Instrument	20250000004133

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2045

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 4, 2020
Property Address	539 RIDGE POINT DR, HEATH, TX 75126-5353
Document Number	0000020720
Map Reference	CAB D SL 357
Instrument Date	Aug 31, 2020
Instrument	20200000020720
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	TEXAS PARTNERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 RIDGE POINT DR, HEATH, TX 75126-5353

Mortgage

Document Number	0000020721
Date	Sep 4, 2020
Instrument	20200000020721

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,645,126 (-0.99%) Land $369,040 Building $1,276,086	$1,645,126 (-1.12%) Land $369,040 Building $1,276,086
2025	$19,206.00 (-4.76%) Homeowner's exemption Senior Citizen's exemption	$1,661,570 (+4.46%)	$1,663,759 (+4.6%) Land $369,040 Building $1,294,719
2024	$20,166.00
2023	$20,166.00 (-5.76%) Homeowner's exemption Senior Citizen's exemption	$1,590,627 Land $450,000 Building $1,140,627	$1,590,627 Land $450,000 Building $1,140,627
2021	$21,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Peoples Communications, Spectrum.

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