405 Ridge Point Dr, Heath (Forney), TX 75126 Property Records

Rockwall County property record for 405 Ridge Point Dr, Heath, TX 75126

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,128 sqft · built 2002
Lot Size	1.58 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$759,000 (Aug 2018)
Tax Bill	$17,413 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`474700000026000R`

Property Details

APN / Parcel Number

Primary APN	`474700000026000R`
Alternative APNs	`R52746` `52746`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,128 sqft Living Area
Gross Area	5,831 sqft
1st Floor Area	4,128 sqft
Attic	Attic
Attic Area	292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	69,260 sqft
Garage Type	Attached
Garage Area	885 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	818 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	405 RIDGE POINT DR
City	ROCKWALL
State	TX
Zip	75032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE, LOT 26, ACRES 1.59
Legal Subdivision	THE RIDGE
Legal Tract	26
Legal Lot Number	26
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1059
Census Tract	40508

Owner

405 Ridge Point Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Rockwall County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 RIDGE POINT DR, FORNEY, TX 75126-5312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Document Number	201815542
Prior Transfer Date	Mar 27, 2013
Prior Transfer Doc	0000485645
Record Updated	Oct 29, 2026

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 29, 2018
Property Address	405 RIDGE POINT DR, HEATH, TX 75126-5312
Document Number	0000015542
Map Reference	CAB D SL 357
Instrument Date	Aug 28, 2018
Instrument	20180000015542
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RIDGE POINT DR, FORNEY, TX 75126-5312

Mortgage

Document Number	0000015543
Date	Aug 29, 2018
Instrument	20180000015543

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 Ridge Point Dr was $17,413 with a homeowner's exemption, up 1.8% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,282,821 (+8.12%) Land $315,456 Building $967,365	$1,282,821 (-0.11%) Land $315,456 Building $967,365
2025	$17,413.00 (+1.82%) Homeowner's exemption	$1,186,511	$1,284,222 Land $315,456 Building $968,766
2024	$17,102.00 (+18.75%)
2023	$14,402.00 Homeowner's exemption	$1,191,735 Land $300,000 Building $891,735	$1,191,735 Land $300,000 Building $891,735
2021	$15,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Ridge Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Ridge Point Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: AT&T.

Nearby Properties on Ridge Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures