412 Ridge Point Dr, Heath (Forney), TX 75126 Property Records

Rockwall County property record for 412 Ridge Point Dr, Heath, TX 75126

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,610 sqft · built 2002
Lot Size	1.56 acres (68,389 sqft)
Owner	2 Individual Names on File
Last Sale	$521,400 (Dec 2015)
Tax Bill	$21,126 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`474700000017000R`

Property Details

APN / Parcel Number

Primary APN	`474700000017000R`
Alternative APNs	`R52737` `52737`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,610 sqft Living Area
Gross Area	6,890 sqft
1st Floor Area	5,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	68,389 sqft
Garage Type	Attached
Garage Area	1,134 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	431 sqft
Patio Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	412 RIDGE POINT DR
City	ROCKWALL
State	TX
Zip	75032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE, LOT 17, ACRES 1.57
Legal Subdivision	THE RIDGE
Legal Tract	17
Legal Lot Number	17
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1059
Census Tract	40508

Owner

412 Ridge Point Dr is owned and occupied by two individuals who bought it in December 2015.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 RIDGE POINT DR, FORNEY, TX 75126-5311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 24, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2015 · Amount on File
Deed Sale	Dec 18, 2015 · Amount on File
Deed Document Number	201520238
Prior Transfer Date	Dec 17, 2015
Prior Transfer Doc	0000020238
Record Updated	Sep 20, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	May 1, 2024
Property Address	412 RIDGE POINT DR, HEATH, TX 75126-5311
Document Number	0000007482
Map Reference	CAB D PG 357
Instrument Date	Apr 30, 2024
Instrument	20240000007482
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RIDGE POINT DR, HEATH, TX 75126-5311

Mortgage

Document Number	0000007483
Date	May 1, 2024
Instrument	20240000007483

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	412 RIDGE POINT DR, HEATH, TX 75126-5311
Document Number	0000008858
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RIDGE POINT DR DESOTO TX 75123, DESOTO, TX 75123

Mortgage

Document Number	0000008858
Date	May 1, 2020
Instrument	8858

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 412 Ridge Point Dr was $21,126 with a homeowner's exemption, up 0.6% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,416,188 (-0.23%) Land $389,360 Building $1,026,828	$1,416,188 (-0.23%) Land $389,360 Building $1,026,828
2025	$21,126.00 (+0.62%) Homeowner's exemption	$1,419,491 Land $389,360 Building $1,030,131	$1,419,491 Land $389,360 Building $1,030,131
2024	$20,995.00 (+23.19%)
2023	$17,043.00 Homeowner's exemption	$1,360,010 Land $300,000 Building $1,060,010	$1,360,010 Land $300,000 Building $1,060,010
2021	$17,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Ridge Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Ridge Point Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: AT&T.

Nearby Properties on Ridge Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures