446 Ridge Point Dr, Heath (Forney), TX 75126 Property Records

Rockwall County property record for 446 Ridge Point Dr, Heath, TX 75126

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,991 sqft · built 2001
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on File
Last Sale	$626,900 (Oct 2019)
Tax Bill	$12,275 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`474700000018000R`

Property Details

APN / Parcel Number

Primary APN	`474700000018000R`
Alternative APNs	`R52738` `52738`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,991 sqft Living Area
Gross Area	6,874 sqft
1st Floor Area	4,991 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	67,518 sqft
Garage Type	Attached
Garage Area	1,647 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Porch
Porch Area	1,386 sqft
Patio Area	567 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	446 RIDGE POINT DR
City	ROCKWALL
State	TX
Zip	75032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE, LOT 18, ACRES 1.55
Legal Subdivision	THE RIDGE
Legal Tract	18
Legal Lot Number	18
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1059
Census Tract	40508

Owner

Source: Rockwall County records · APN 474700000018000R

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 RIDGE POINT DR, FORNEY, TX 75126-5311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2019 · Amount on Record
Deed Sale	Oct 02, 2019 · Amount on Record
Prior Sale	Jul 08, 2016 · Amount on Record
Deed Document Number	201917596
Record Updated	Sep 20, 2026

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 02, 2019
Property Address	446 RIDGE POINT DR, HEATH, TX 75126-5311
Document Number	0000017596
Map Reference	CAB D SL 357
Instrument Date	Sep 30, 2019
Instrument	20190000017596
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 RIDGE POINT DR, HEATH, TX 75126-5311

Mortgage

Document Number	0000017597
Date	Oct 02, 2019
Instrument	20190000017597

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,242,751 (+1%)	$1,318,768 (-0.11%) Land $384,400 Building $934,368
2025	$12,275.00 (-7.25%) Homeowner's exemption Senior Citizen's exemption	$1,129,774 (+0.73%)	$1,320,241 (+17.72%) Land $384,400 Building $935,841
2024	$13,235.00 (-0.14%)
2023	$13,254.00 (-8.86%) Homeowner's exemption Senior Citizen's exemption	$1,121,555 Land $300,000 Building $821,555	$1,121,555 Land $300,000 Building $821,555
2021	$14,543.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970405081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Peoples Telephone Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
3 Rooms Communications Fixed Wireless	100 / 100

May also be available: AT&T.

Based on FCC filings for 58 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1990014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HEATH serves 10,464 people
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.