539 Ledge St, San Marcos, CA 92078 Property Records

San Diego County property record for 539 Ledge St, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,978 sqft · built 2017
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Last Sale	$1,233,000 (Apr 2017)
Tax Bill	$18,093 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2018 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`679-229-05-00`

Property Details

APN / Parcel Number

Primary APN	`679-229-05-00`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,978 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	22,651 sqft (0.52 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	539 LEDGE ST
City	SAN MARCOS
State	CA
Zip	92078-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 5 TR 016022
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	016022
Legal Block	4
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 30, 2020	Correction Deed ATTORNEY ONLY
Nov 30, 2020	Correction Deed ATTORNEY ONLY
Sep 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 9, 2020	Quit Claim Deed, Transfer LAWYERS TITLE-IE
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 28, 2017	Grant Deed, Subdivision Related Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	2017192840
Last Transfer Date	Nov 19, 2020
Transfer Doc	0000755509
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000388035
Date	Oct 4, 2022
Instrument	2022-0388035

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290134
Date	Jul 17, 2018
Instrument	2018-0290134

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2023

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000008687
Date	Jan 6, 2022
Instrument	2022-0008687

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2020
Property Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000755510
Instrument Date	Nov 19, 2020
Instrument	755510
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	539 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2020
Property Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000755509
Instrument Date	Nov 19, 2020
Instrument	755509
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	539 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2020
Property Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000519750
Map Reference	MAP 16022
Instrument Date	Sep 1, 2020
Instrument	2020-0519750
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000519751
Date	Sep 8, 2020
Instrument	2020-0519751

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2020
Property Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000523069
Instrument Date	Sep 1, 2020
Instrument	523069
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	LAWYERS TITLE-IE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	539 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000617097
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	539 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000617097
Date	Dec 31, 2019
Instrument	617097

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2017
Property Address	539 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000192840
Instrument Date	Sep 22, 2016
Instrument	192840
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2017
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,356.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	539 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	192841
Date	Apr 28, 2017
Instrument	192841

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,585,290 (+2%) Land $620,351 Building $964,939
2025	$18,093.00 (+12.37%) Homeowner's exemption	$1,554,207 (+8.7%) Land $608,188 Building $946,019
2023	$16,101.00 (+1.89%) Homeowner's exemption	$1,429,857 Land $584,572 Building $845,285
2022	$15,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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