541 Ledge St, San Marcos, CA 92078 Property Records

San Diego County property record for 541 Ledge St, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,279 sqft · built 2017
Lot Size	0.492 acres (21,447 sqft)
Owner	2 Company Names on File
Last Sale	$1,194,500 (Jul 2017)
Tax Bill	$17,226 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`679-229-04-00`

Property Details

APN / Parcel Number

Primary APN	`679-229-04-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,279 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	21,447 sqft (0.492 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	541 LEDGE ST
City	SAN MARCOS
State	CA
Zip	92078-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 4 TR 016022
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	016022
Legal Block	4
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County records · APN 679-229-04-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	541 LEDGE ST, SAN MARCOS, CA 92078-2840
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Dec 02, 2015 · Amount on Record
Deed Document Number	2017340859
Last Transfer Date	Jul 14, 2025
Transfer Doc	0000193883
Record Updated	Sep 20, 2026

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2017
Property Address	541 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000340859
Instrument Date	Jun 30, 2017
Instrument	340859
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2018
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	541 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	340860
Date	Jul 27, 2017
Instrument	340860

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,505,683 (+2%) Land $580,291 Building $925,392
2025	$17,226.00 (+7.78%) Homeowner's exemption	$1,476,161 (+4.04%) Land $568,913 Building $907,248
2023	$15,983.00 (+1.89%) Homeowner's exemption	$1,418,841 Land $546,822 Building $872,019
2022	$15,686.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile USA.

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VALLECITOS WD serves 114,700 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.