San Diego County property record for 540 Ledge St, San Marcos, CA 92078 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 4,393 sqft Living Area |
| Lot Size | 23,522 sqft (0.54 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,416,000 (2017) |
| Tax Bill | $20,055.00 (2025) |
| Primary APN | 679-229-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,393 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 23,522 sqft (0.54 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 540 LEDGE ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-2840 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 TR 016022 |
| Legal Subdivision | SAN MARCOS ESTATES |
| Legal Tract | 016022 |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 20044 |
Source: San Diego County records · APN 679-229-09-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 08, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Sep 29, 2021 | Intrafamily Transfer, Transfer |
| Oct 16, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Apr 20, 2017 | Grant Deed, Subdivision Related Transfer BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2017 · Amount on Record |
| Deed Sale | Apr 20, 2017 · Amount on Record |
| Prior Sale | Dec 02, 2015 · Amount on Record |
| Deed Doc Number | 2017178135 |
| Last Transfer Date | Apr 11, 2020 |
| Transfer Doc | 0000684398 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000525980 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-0525980 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000005803 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | 2022-0005803 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000222795 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-0222795 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000268828 |
| Instrument Date | May 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 540 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000268828 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 268828 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000684398 |
| Map Reference | MAP 16022 |
| Instrument Date | Apr 11, 2020 |
| Instrument | 2021-0684398 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000551247 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 540 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000551247 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 551247 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 20, 2017 |
| Property Address | 540 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000178135 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 178135 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | FNTG BUILDER SERVICES, FNTG BUILDER SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,557.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 540 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840 |
| Document Number | 178136 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 178136 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,765,294 (+2%) Land $618,644 Building $1,146,650 | |
| 2025 | $20,055.00 (+7.79%) Homeowner's exemption | $1,730,681 (+4.04%) Land $606,514 Building $1,124,167 |
| 2023 | $18,606.00 (+1.87%) Homeowner's exemption | $1,663,478 Land $582,963 Building $1,080,515 |
| 2022 | $18,265.00 |
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