533 Ledge St, San Marcos, CA 92078 Property Records

San Diego County property record for 533 Ledge St, San Marcos, CA 92078 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,562 sqft · built 2017
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$2,700,000 (Jul 2021)
Tax Bill$32,743 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2017 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN679-229-23-00

Property Details

APN / Parcel Number

Primary APN679-229-23-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,562 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area23,958 sqft (0.55 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address533 LEDGE ST
CitySAN MARCOS
StateCA
Zip92078-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 TR 016023
Legal SubdivisionSAN MARCOS ESTATES
Legal Tract016023
Legal Block4
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract20044

Owner

Source: San Diego County records · APN 679-229-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address533 LEDGE ST, SAN MARCOS, CA 92078-2840
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 07, 2017Deed of Trust, Mortgage
ELEMENTS FINANCIAL FCU
Apr 02, 2019Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU
Nov 21, 2018Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU
Aug 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 08, 2020Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU
Feb 15, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Sep 13, 2017Grant Deed, Subdivision Related Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2021 · Amount on Record
Deed SaleJul 22, 2021 · Amount on Record
Prior SaleSep 13, 2017 · Amount on Record
Deed Document Number2021524373
Record UpdatedSep 20, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 22, 2021
Property Address533 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number0000524373
Map ReferenceDOC 2015-0617491
Instrument DateJun 29, 2021
Instrument2021-0524373
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1028 WHITE GATE RD, ALAMO, CA 94507-2802

Mortgage

Document Number0000524374
DateJul 22, 2021
Instrument2021-0524374
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address533 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000519232
DateNov 07, 2017
Instrument2017-0519232
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
AmountAmount Recorded
Term300 Months
DueNov 15, 2042

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address533 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000116775
DateApr 02, 2019
Instrument2019-0116775
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 15, 2044

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address533 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000484032
DateNov 21, 2018
Instrument2018-0484032
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 01, 2043

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address533 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000430947
DateAug 04, 2020
Instrument2020-0430947
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateSep 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate7.87%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address533 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address533 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number0000609805
DateOct 08, 2020
Instrument2020-0609805
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 15, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address533 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number0000070652
Instrument DateFeb 15, 2019
Transaction TypeMortgage
Record UpdatedMar 07, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address533 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

Mortgage

Document Number0000070652
DateFeb 27, 2019
Instrument70652
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 26, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

September 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 13, 2017
Property Address533 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number0000420802
Instrument DateAug 14, 2017
Instrument420802
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2018
Title CompanyFNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,606.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address533 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

Mortgage

Document Number420803
DateSep 13, 2017
Instrument420803
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueSep 12, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,922,564 (+2%) Land $1,731,890 Building $1,190,674
2025$32,743.00 (+7.8%)$2,865,260 (+4.04%) Land $1,697,932 Building $1,167,328
2023$30,375.00 (+1.81%)$2,754,000 Land $1,632,000 Building $1,122,000
2022$29,836.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 72% of the US · above 48% of California
Wildfire LikelihoodAbout 1 in 457 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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