539 Aller Ave, Elgin, IL 60120 Property Records

Cook County property record for 539 Aller Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,315 sqft · built 1953
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2017)
Tax Bill	$7,196 (2023)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`06-19-115-017`

Property Details

APN / Parcel Number

Primary APN	`06-19-115-017`
Alternative APN	`06-19-115-017-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,315 sqft Living Area
1st Floor Area	2,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	13,200 sqft (0.303 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	539 ALLER AVE
City	ELGIN
State	IL
Zip	60120-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EAST)(LAWN) ADD TO (ELGIN) SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	EAST LAWN ADD TO ELGIN
Legal Block	5
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1023
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2003 BERKSHIRE CIR, E, CARPENTERSVILLE, IL 60110-2460
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK
Apr 5, 2017	Grant Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Apr 5, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Prior Sale	Jun 7, 2005 · Amount on Record
Deed Document Number	201715101
Prior Transfer Date	Apr 11, 2007
Prior Transfer Doc	0000055080
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	539 ALLER AVE, ELGIN, IL 60120-8136
Document Number	1930146095
Instrument Date	Oct 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	539 ALLER AVE ELGIN IL 601208136, ELGIN, IL 60120-8136

Mortgage

Document Number	1930146095
Date	Oct 28, 2019
Instrument	30146095

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2034

Interest

Rate	4.19%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 5, 2017
Property Address	539 ALLER AVE, ELGIN, IL 60120-8136
Document Number	1709515101
Instrument Date	Dec 1, 2016
Instrument	9515101
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 BERKSHIRE CIR #E CARPENTERSVILLE IL 601102460, E, CARPENTERSVILLE, IL 60110-2460

Mortgage

Document Number	1709515102
Date	Apr 5, 2017
Instrument	9515102

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 5, 2017
Property Address	539 ALLER AVE, ELGIN, IL 60120-8136
Document Number	1709515100
Instrument Date	Dec 1, 2016
Instrument	9515100
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	314 S FRANKLIN ST TITUSVILLE PA 163542168, TITUSVILLE, PA 16354-2168

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,000 (+28%) Land $9,240 Building $22,760	$320,000 (+28%) Land $92,400 Building $227,600
2023	$7,196.00 (+2.9%)
2022	$6,993.00	$25,000 Land $5,280 Building $19,720	$250,000 Land $52,800 Building $197,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Aller Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures