515 Aller Ave, Elgin, IL 60120 Property Records

Cook County property record for 515 Aller Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,069 sqft · built 1954
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2017)
Tax Bill	$6,530 (2023)
Deeds & Mortgages	Jul 2017 Sale & Mortgage Mar 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-19-115-013`

Property Details

APN / Parcel Number

Primary APN	`06-19-115-013`
Alternative APN	`06-19-115-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,069 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	515 ALLER AVE
City	ELGIN
State	IL
Zip	60120-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EAST)(LAWN) ADD TO (ELGIN) SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	EAST LAWN ADD TO ELGIN
Legal Block	5
Legal Lot Number	24,23
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1023
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 ALLER AVE, ELGIN, IL 60120-8136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Grant Deed, Transfer · FHA Mortgage NORTHWESTERN MTG GROUP
Mar 13, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Mar 13, 2017
Deed Document Number	20171021
Prior Transfer Date	Jan 4, 1997
Prior Transfer Doc	0000000977
Record Updated	Oct 29, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jul 11, 2017
Property Address	515 ALLER AVE, ELGIN, IL 60120-8136
Document Number	1719201021
Instrument Date	Jun 29, 2017
Instrument	19201021
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3059 LEE ST MELROSE PARK IL 601641240, MELROSE PARK, IL 60164-1240

Mortgage

Document Number	1719201022
Date	Jul 11, 2017
Instrument	19201022

Lender

Name	NORTHWESTERN MTG GROUP
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Mar 13, 2017
Property Address	515 ALLER AVE, ELGIN, IL 60120-8136
Document Number	1707239121
Instrument Date	Mar 3, 2017
Instrument	7239121
Transaction Type	Foreclosure
Record Updated	Mar 24, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	711 WESTMORE MEYERS RD LOMBARD IL 601483712, LOMBARD, IL 60148-3712

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 (+19.23%) Land $9,240 Building $21,760	$310,000 (+19.23%) Land $92,400 Building $217,600
2023	$6,530.00 (+3.39%)
2022	$6,316.00 Homeowner's exemption	$26,000 Land $5,280 Building $20,720	$260,000 Land $52,800 Building $207,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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