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520 Aller Ave, Elgin, IL 60120 Property Records

Cook County property record for 520 Aller Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,288 sqft · built 1992
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$287,000 (Feb 2026)
Tax Bill$4,803 (2023)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-114-003

Property Details

APN / Parcel Number

Primary APN06-19-114-003
Alternative APN
  • 06-19-114-003-0000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1993
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address520 ALLER AVE
CityELGIN
StateIL
Zip60120-8137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(EAST)(LAWN) ADD TO (ELGIN) SEC 19-41-09
Legal Range09E
Legal Township41N
Legal Section19
Legal SubdivisionEAST LAWN ADD TO ELGIN
Legal Block6
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1026
Census Tract804406

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address255 E OAK ST, ADDISON, IL 60101-2865
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 4, 2026 · Amount on Record
Deed SaleFeb 4, 2026 · Amount on Record
Prior SaleJun 17, 2013
Deed Document Number202620039
Prior Transfer DateMar 12, 2004
Prior Transfer Doc0000049120
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 4, 2026
Property Address520 ALLER AVE, ELGIN, IL 60120-8137
Document Number0003520039
Instrument DateJan 14, 2026
Instrument2603520039
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$287.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1984 WYCLIFFE ST, BELVIDERE, IL 61008-6447

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 ALLER AVE, ELGIN, IL 60120-8137

Mortgage

Document Number0003520040
DateFeb 4, 2026
Instrument2603520040
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056
Interest
Rate6.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,000 (+35%) Land $4,620 Building $22,380$270,000 (+35%) Land $46,200 Building $223,800
2023$4,803.00 (+3.58%) Homeowner's exemption$20,000 (-) Land $2,640 Building $17,360$200,000 (-) Land $26,400 Building $173,600
2022$4,637.00 Homeowner's exemption$20,000 Land $2,640 Building $17,360$200,000 Land $26,400 Building $173,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1997–2020)
Claims Outside the SFHA5 of 16
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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