523 Aller Ave, Elgin, IL 60120 Property Records

Cook County property record for 523 Aller Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,445 sqft · built 1959
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2021)
Tax Bill	$6,620 (2023)
Deeds & Mortgages	Jan 2021 Sale Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-19-115-022`

Property Details

APN / Parcel Number

Primary APN	`06-19-115-022`
Alternative APN	`06-19-115-022-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	1,445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	523 ALLER AVE
City	ELGIN
State	IL
Zip	60120-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	19
Legal Subdivision	EAST LAWN ADD/ELGIN
Legal Block	5
Legal Lot Number	22,21
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1023
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 MULFORD DR, ELGIN, IL 60120-4545
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 30, 2020	Grant Deed, Transfer · Line of Credit CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	202117369
Prior Transfer Date	Feb 11, 2009
Prior Transfer Doc	0000047192
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 7, 2021
Property Address	523 ALLER AVE, ELGIN, IL 60120-8136
Document Number	2100717369
Instrument Date	Oct 21, 2020
Instrument	717369
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 MULFORD DR ELGIN IL 601204545, ELGIN, IL 60120-4545

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Nov 30, 2020
Property Address	523 ALLER AVE, ELGIN, IL 60120-8136
Document Number	2033538565
Instrument Date	Sep 24, 2020
Instrument	33538565
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36W995 RED GATE RD ST CHARLES IL 601756223, ST CHARLES, IL 60175-6223
Investor	Possibly a Property Investor

Mortgage

Document Number	2033538566
Date	Nov 30, 2020
Instrument	33538566

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (+21.74%) Land $6,930 Building $21,070	$280,000 (+21.74%) Land $69,300 Building $210,700
2023	$6,620.00 (+2.89%)
2022	$6,434.00	$23,000 Land $3,960 Building $19,040	$230,000 Land $39,600 Building $190,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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