5386 Cobblestone Ct, Ames, IA 50014 Property Records

Story County property record for 5386 Cobblestone Ct, Ames, IA 50014 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,033 sqft · built 2019
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,922 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-19-220-140`

Property Details

APN / Parcel Number

Primary APN	`05-19-220-140`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	6 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,033 sqft Living Area
1st Floor Area	1,215 sqft
Basement Area	1,421 sqft
Finished Basement	1,215 sqft
Unfinished Basement	1,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	1,071 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	245 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	5386 COBBLESTONE CT
City	AMES
State	IA
Zip	50014-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMERON ESTATES SD 2ND ADD LOT:38
Legal Subdivision	CAMERON ESTATES SD
Legal Lot Number	38
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1008
Census Tract	104

Owner

Source: Story County records · APN 05-19-220-140

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5386 COBBLESTONE CT, AMES, IA 50014-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VISION BANK OF IOWA
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA
Jun 21, 2019	Quit Claim Deed, Subdivision Related Transfer · Stand-Alone Refinance VISION BANK OF IOWA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5386 COBBLESTONE CT, AMES, IA 50014-2219
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202005631
Date	Jun 01, 2020
Instrument	2020-05631

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5386 COBBLESTONE CT, AMES, IA 50014-2219
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000715
Date	Jan 23, 2020
Instrument	2020-00715

Lender

Name	VISION BANK OF IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5386 COBBLESTONE CT, AMES, IA 50014-2219
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103434
Date	Mar 19, 2021
Instrument	2021-03434

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

June 2019: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Jun 21, 2019
Property Address	5386 COBBLESTONE CT, AMES, IA 50014-2219
Document Number	0201905131
Instrument Date	Jun 19, 2019
Instrument	2019-05131
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5386 COBBLESTONE CT, AMES, IA 50014-2219

Mortgage

Document Number	0201905132
Date	Jun 21, 2019
Instrument	2019-05132

Lender

Name	VISION BANK OF IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jul 01, 2020

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,922.00 Homeowner's exemption	$812,700 (+8.03%) Land $175,500 Building $637,200	$812,700 (+6.58%) Land $175,500 Building $637,200
2024	$9,922.00 (+7.24%)
2023		$752,300 (+18.58%) Land $159,400 Building $592,900	$762,500 (+18.29%)
2022	$9,252.00 (+0.59%) Homeowner's exemption	$634,400 Land $144,500 Building $489,900
2021	$9,198.00		$644,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191690001041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 37% of the US · above 67% of Iowa
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Lumen Technologies	DSL	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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