5354 Cobblestone Ct, Ames, IA 50014 Property Records

Story County property record for 5354 Cobblestone Ct, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 2,714 sqft · built 2018
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,972 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-19-220-130`

Property Details

APN / Parcel Number

Primary APN	`05-19-220-130`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	7 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	1,357 sqft
Basement Area	1,357 sqft
Finished Basement	975 sqft
Unfinished Basement	1,357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	A-Frame
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	943 sqft
Parking Spaces	4 Parking Spaces
Deck Area	150 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5354 COBBLESTONE CT
City	AMES
State	IA
Zip	50014-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMERON ESTATES SD 2ND ADD LOT:39
Legal Subdivision	CAMERON ESTATES SD
Legal Lot Number	39
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1008
Census Tract	104

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5354 COBBLESTONE CT, AMES, IA 50014-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Deed of Trust, Mortgage BANKERS TRUST CO
Jun 20, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jul 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage PREMIER CREDIT UNION
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER CU
Jan 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage PREMIER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5354 COBBLESTONE CT, AMES, IA 50014-2219
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201809371
Date	Oct 11, 2018
Instrument	2018-09371

Lender

Name	BANKERS TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5354 COBBLESTONE CT, AMES, IA 50014-2219
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201905070
Date	Jun 20, 2019
Instrument	2019-05070

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Jul 1, 2026
Index	1-Year LIBOR

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5354 COBBLESTONE CT, AMES, IA 50014-2219
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201906002
Date	Jul 15, 2019
Instrument	2019-06002

Lender

Name	PREMIER CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5354 COBBLESTONE CT, AMES, IA 50014-2219
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205041
Date	May 25, 2022
Instrument	2022-05041

Lender

Name	PREMIER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5354 COBBLESTONE CT, AMES, IA 50014-2219
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300383
Date	Jan 18, 2023
Instrument	2023-00383

Lender

Name	PREMIER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,972.00 (+3.2%) Homeowner's exemption	$700,800 (+14.32%) Land $162,500 Building $538,300	$700,800 (+14.32%) Land $162,500 Building $538,300
2024	$8,694.00 (+14.91%)
2023		$613,000 Land $148,800 Building $464,200	$613,000 Land $148,800 Building $464,200
2022	$7,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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