5318 Cobblestone Ct, Ames, IA 50014 Property Records

Story County property record for 5318 Cobblestone Ct, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,035 sqft · built 2019
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,000 (Sep 2019)
Tax Bill	$8,788 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-19-220-120`

Property Details

APN / Parcel Number

Primary APN	`05-19-220-120`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
Basement Area	2,035 sqft
Finished Basement	1,891 sqft
Unfinished Basement	2,035 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	272 sqft
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5318 COBBLESTONE CT
City	AMES
State	IA
Zip	50014-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMERON ESTATES SD 2ND ADD LOT:40
Legal Subdivision	CAMERON ESTATES SD
Legal Lot Number	40
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1008
Census Tract	104

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5318 COBBLESTONE CT, AMES, IA 50014-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage GREAT WESTERN BANK
Jan 20, 2017	Warranty Deed, Transfer · Commercial Mortgage VISIONBANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	20198680
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 18, 2019
Property Address	5318 COBBLESTONE CT, AMES, IA 50014-2219
Document Number	0201908680
Instrument Date	Sep 10, 2019
Instrument	2019-08680
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 COBBLESTONE CT, AMES, IA 50014-2219

Mortgage

Document Number	0201908681
Date	Sep 18, 2019
Instrument	2019-08681

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 20, 2017
Property Address	5318 COBBLESTONE CT, AMES, IA 50014-2219
Document Number	201700000566
Instrument Date	Jan 20, 2017
Instrument	2017-00000566
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 200TH ST, BOONE, IA 50036-7432
Investor	Possibly a Property Investor

Mortgage

Document Number	201700000567
Date	Jan 20, 2017
Instrument	2017-00000567

Lender

Name	VISIONBANK OF IOWA
Address	AMES, IA 50010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2047

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,788.00 (+3%) Homeowner's exemption	$695,600 (+5.91%) Land $146,300 Building $549,300	$695,600 (+5.91%) Land $146,300 Building $549,300
2024	$8,532.00 (+7.73%)
2023		$656,800 Land $135,000 Building $521,800	$656,800 Land $135,000 Building $521,800
2022	$7,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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