Story County property record for 5325 Cobblestone Ct, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 8 ba · 4,365 sqft · built 2020 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (May 2020) |
| Tax Bill | $14,632 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-205-030 |
| Primary APN | 05-19-205-030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 8 Half Baths |
| Total Rooms | 18 Rooms |
| Stories | 2 Stories |
| Building Area | 4,365 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Basement Area | 1,937 sqft |
| Finished Basement | 1,290 sqft |
| Unfinished Basement | 1,937 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 1,264 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 5325 COBBLESTONE CT |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMERON ESTATES SD 2ND ADD LOT:35 |
| Legal Subdivision | CAMERON ESTATES SD |
| Legal Lot Number | 35 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 104 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5325 COBBLESTONE CT, AMES, IA 50014-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FARMERS STATE BANK |
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Jul 17, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK |
| Jan 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS STATE BANK |
| May 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on Record |
| Deed Sale | May 4, 2020 · Amount on Record |
| Deed Document Number | 20204346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 5325 COBBLESTONE CT, AMES, IA 50014-2219 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5325 COBBLESTONE CT, AMES, IA 50014-2219 |
| Document Number | 0202508018 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-08018 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 5325 COBBLESTONE CT, AMES, IA 50014-2219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202011883 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020-11883 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 1, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 5325 COBBLESTONE CT, AMES, IA 50014-2219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202109120 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021-09120 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 5325 COBBLESTONE CT, AMES, IA 50014-2219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5325 COBBLESTONE CT, AMES, IA 50014-2219 |
| Document Number | 0202505486 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 2025-05486 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 5325 COBBLESTONE CT, AMES, IA 50014-2219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202500126 |
|---|---|
| Date | Jan 7, 2025 |
| Instrument | 2025-00126 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 7, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | May 4, 2020 |
| Property Address | 5325 COBBLESTONE CT, AMES, IA 50014-2219 |
| Document Number | 0202004346 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 2020-04346 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3305 SEDWICK ST, AMES, IA 50010-1157 |
| Document Number | 0202004347 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020-04347 |
| Name | FARMERS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,632.00 (+2.54%) Homeowner's exemption | $1,153,900 (+7.08%) Land $146,300 Building $1,007,600 | $1,153,900 (+5.32%) Land $146,300 Building $1,007,600 |
| 2024 | $14,270.00 (+9.26%) | ||
| 2023 | $1,077,600 Land $135,000 Building $942,600 | $1,095,600 | |
| 2022 | $13,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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