5384 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5384 SE Harbor Ter, Stuart, FL 34997 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1992
Square Footage	1,771 sqft Living Area
Lot Size	10,498 sqft (0.241 acres)
Occupancy	Owner Occupied
Last Sale	$44,000 (1991)
Tax Bill	$3,426.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`48-38-41-013-000-0004.0-0-0000`
Alternative APNs	`48-38-41-013-000-00040-0` `38948`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	1,771 sqft Living Area
Gross Area	2,211 sqft Gross Area
1st Floor	1,771 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	10,498 sqft (0.241 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	450 sqft Pool
Porch	Open Porch
Porch Area	248 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	5384 SE HARBOR TER
City	STUART
State	FL
Zip	34997-2553
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST LUCIE INLET HARBOR AMENDED LOT 4 & 1/40 INT IN PRIVATE PARK
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	ST LUCIE INLET HARBOR
Legal Block	1
Legal Lot Number	4,1
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records · APN 48-38-41-013-000-0004.0-0-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5384 SE HARBOR TER, STUART, FL 34997-2553
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 1991 · Amount on Record
Deed Sale	Dec 31, 1991 · Amount on Record
Prior Sale	Apr 01, 1979 · Amount on Record
Deed Book / Page	938 / 1235
Last Transfer Date	Oct 28, 2008
Transfer Doc	0023582412
Record Refreshed	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	5384 SE HARBOR TER, STUART, FL 34997-2553
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031321852
Date	Jun 02, 2020
Book Page	3132/1852
Instrument	2817382

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	PORT SAINT LUCIE, FL 34952

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 13, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,384 (+5.99%)	$511,330 (+3.83%) Land $225,000 Building $286,330
2024	$3,426.00 (+2.42%)
2023	$3,345.00 (+3.91%) Additional exemption filed	$216,428 (+3%)	$492,490 (+11.76%) Land $225,000 Building $267,490
2022	$3,219.00 Homeowner's exemption	$210,125	$440,650 Land $236,250 Building $204,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.