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5284 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5284 SE Harbor Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,956 sqft · built 1984
Lot Size0.501 acres (21,824 sqft)
Owner2 Company Names on Record
Last Sale$595,000 (Oct 2024)
Tax Bill$6,528 (2025)
Deeds & MortgagesApr 2026 Sale
Flood ZoneZone X (minimal risk)
APN48-38-41-360-000-0013.0-0-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-360-000-0013.0-0-0000
Alternative APNs
  • 48-38-41-360-000-00130-0
  • 39292

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,956 sqft Living Area
Gross Area2,512 sqft
1st Floor Area1,956 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,824 sqft (0.501 acres)
Garage TypeAttached
Garage Area556 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool
PorchOpen Concrete/Masonry Porch
Porch Area498 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number39292
Street Address5284 SE HARBOR TER
CitySTUART
StateFL
Zip34997-6965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionRONI S/D LOT 13
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionTHE RONI SUBDIVISION
Legal Block1
Legal Lot Number13
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1010
Census Tract1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5284 SE HARBOR TER, STUART, FL 34997-6965
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Prior SaleJun 16, 2008 · Amount on Record
Deed Document Number20243095403
Deed Book / Page3463 / 557
Prior Transfer DateDec 4, 2015
Prior Transfer Doc0028221162
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionMARTIN FL
Recording DateApr 23, 2026
Property Address5284 SE HARBOR TER, STUART, FL 34997-6965
Document Number0003182194
Book / Page3562 / 1436
Instrument DateApr 23, 2026
Instrument20263182194
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,528.00 (-14.11%)$426,951 (+10.63%)$463,540 (+1.33%) Land $240,000 Building $223,540
2024$7,600.00 (+4.38%)
2023$7,281.00 (+8.49%)$385,936 (+1%)$457,440 (+6.61%) Land $240,000 Building $217,440
2022$6,711.00$350,851$429,080 Land $249,600 Building $179,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 86 condo units
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

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