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5424 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5424 SE Harbor Ter, Stuart, FL 34997 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,896 sqft Living Area
Lot Size10,498 sqft (0.241 acres)
OccupancyOwner Occupied
Last Sale$590,000 (2022)
Tax Bill$9,022.00 (2024)

Property Details

APN / Parcel Number

Primary APN48-38-41-013-000-0008.0-1-0000
Alternative APNs
  • 48-38-41-013-000-00080-1
  • 38952

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,896 sqft Living Area
Gross Area2,184 sqft Gross Area
1st Floor1,896 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area10,498 sqft (0.241 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area288 sqft Garage
Pool Area450 sqft Pool
PorchOpen Porch
Porch Area499 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address5424 SE HARBOR TER
CitySTUART
StateFL
Zip34997-2537
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST LUCIE INLET HARBOR AMENDED LOT 8 & 1/40 INT IN PRIVATE PARK OR 342/1084
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionST LUCIE INLET HARBOR
Legal Block1
Legal Lot Number8,1
JurisdictionMARTIN FL
Minor Civil DivisionPORT SALERNO-HOBE SOUND
Census Blockgroup1
Census Block1008
Census Tract1302

Owner

Source: Martin County records · APN 48-38-41-013-000-0008.0-1-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5424 SE HARBOR TER, STUART, FL 34997-2537
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
PARTNERS FCU
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleNov 15, 2004 · Amount on Record
Deed Doc Number20222960401
Deed Book / Page3313 / 986
Prior Transfer DateMar 13, 2006
Prior Transfer Doc0021210898
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 16, 2022
Property Address5424 SE HARBOR TER, STUART, FL 34997-2537
Document Number0033130986
Book / Page3313 / 986
Map ReferenceMB 4 PG 30
Instrument DateMay 13, 2022
Instrument2960401
Transaction TypeTransfer
Record UpdatedJun 02, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3469 SPRING VIEW DR, 3469, SEVIERVILLE, TN 37862-8415

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 SE HARBOR TER, STUART, FL 34997-2537

Mortgage

Document Number0003313988
DateMay 16, 2022
Instrument3313/988
Lender
NamePARTNERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5424 SE HARBOR TER, STUART, FL 34997-2537
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySUNSHINE STATE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031350853
DateJun 12, 2020
Book Page3135/853
Instrument2819602
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$448,526 (-10.92%)$518,660 (+3.01%) Land $225,000 Building $293,660
2024$9,022.00 (+2.34%)
2023$8,816.00 (+261.76%)$503,520 (+208.64%) Land $225,000 Building $278,520$503,520 (+32.24%) Land $225,000 Building $278,520
2022$2,437.00 Homeowner's exemption$163,144$380,770 Land $236,250 Building $144,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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