5314 SE Harbor Ter, Stuart, FL 34997 Property Records

Martin County property record for 5314 SE Harbor Ter, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1998
Square Footage	1,941 sqft Living Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2012)
Tax Bill	$4,822.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`48-38-41-360-000-00140-8`
Alternative APN	`39293`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	1,941 sqft Living Area
1st Floor	1,940 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1998
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	525 sqft Garage
Pool Area	392 sqft Pool
Porch	1 Porch
Porch Area	303 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	39293
Street Address	5314 SE HARBOR TER
City	STUART
State	FL
Zip	34997-2553
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RONI S/D LOT 14
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	THE RONI SUBDIVISION
Legal Lot Number	14
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	1
Census Block	1010
Census Tract	1302

Owner

Source: Martin County records · APN 48-38-41-360-000-00140-8

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5314 SE HARBOR TER, STUART, FL 34997-2553
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2012 · Amount on Record
Deed Sale	Apr 09, 2012 · Amount on Record
Prior Sale	Nov 18, 1997 · Amount on Record
Deed Doc Number	0002570926
Deed Book / Page	2570 / 926
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$316,888 (+5.99%)	$570,340 (+4.08%) Land $240,000 Building $330,340
2024	$4,822.00 (+2.14%)
2023	$4,721.00 (+3.69%) Additional exemption filed	$298,989 (+3%)	$547,980 (+9.32%) Land $240,000 Building $307,980
2022	$4,553.00 Homeowner's exemption	$290,281	$501,250 Land $249,600 Building $251,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.