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5384 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5384 Ragusa Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2018
Square Footage3,071 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$351,174 (2018)
Tax Bill$4,724.00 (2025)

Property Details

APN / Parcel Number

Primary APN162531501400010550

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,071 sqft Heated Area
Gross Area3,790 sqft Gross Area
1st Floor1,755 sqft 1st Floor
Upper Floors1,316 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area669 sqft Garage
PorchOpen Porch
Porch Area50 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5384 RAGUSA LOOP
CitySAINT CLOUD
StateFL
Zip34771-8044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 55
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase1
Legal Tract5014
Legal Lot Number55
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501400010550

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5384 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 02, 2018Special Warranty Deed, Transfer · Conventional Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2018 · Amount on Record
Deed SaleApr 02, 2018 · Amount on Record
Deed Doc Number2018051005
Deed Book / Page5309 / 2221
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5384 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5384 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044

Mortgage

Document Number0059140966
DateMar 17, 2021
Book Page5914/966
Instrument2021039828
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2018
Property Address5384 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Document Number0053092221
Book / Page5309 / 2221
Map ReferenceMB25 PG46-50
Instrument DateMar 30, 2018
Instrument2018051005
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,458.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address5384 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044

Mortgage

Document Number2018051006
DateApr 02, 2018
Instrument2018051006
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,724.00 (+7.02%) Homeowner's exemption$330,416 (+5.99%)$461,100 (-2.76%) Land $80,000 Building $381,100
2023$4,414.00 (+3.98%) Homeowner's exemption$311,752 (+3%)$474,200 (+18.02%) Land $80,000 Building $394,200
2022$4,245.00 Homeowner's exemption$302,672$401,800 Land $55,000 Building $346,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 332 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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