5373 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5373 Ragusa Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	2,250 sqft Heated Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$302,700 (2018)
Tax Bill	$4,056.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`162531501400010790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,250 sqft Heated Area
Gross Area	2,868 sqft Gross Area
1st Floor	2,250 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	428 sqft Garage
Porch	Open Porch
Porch Area	190 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5373 RAGUSA LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8045
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 79
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	SUNSET GROVE
Legal Phase	1
Legal Tract	5014
Legal Lot Number	79
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1022
Census Tract	43700

Owner

Source: Osceola County records · APN 162531501400010790

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5373 RAGUSA LOOP, SAINT CLOUD, FL 34771-8045
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Deed Doc Number	2018161614
Deed Book / Page	5425 / 2290
Record Refreshed	Jun 08, 2026

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 29, 2018
Property Address	5373 RAGUSA LOOP, SAINT CLOUD, FL 34771-8045
Document Number	0054252290
Book / Page	5425 / 2290
Map Reference	MB25 PG46
Instrument Date	Oct 26, 2018
Instrument	2018161614
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,118.90
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5373 RAGUSA LOOP, SAINT CLOUD, FL 34771-8045

Mortgage

Document Number	2018161615
Date	Oct 29, 2018
Instrument	2018161615

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,056.00 (+7.33%) Homeowner's exemption	$282,186 (+5.99%)	$386,900 (-2.67%) Land $80,000 Building $306,900
2023	$3,779.00 (+4.16%) Homeowner's exemption	$266,247 (+3%)	$397,500 (+18.94%) Land $80,000 Building $317,500
2022	$3,628.00 Homeowner's exemption	$258,493	$334,200 Land $55,000 Building $279,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 332 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.