5382 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5382 Ragusa Loop, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	1,859 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Garage	Attached, 438 sqft
Last Sale	$309,600 (2018)
Tax Bill	$5,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-25-31-5014-0001-0560`
Alternative APN	`253116501400010560`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,859 sqft Living Area
Gross Area	2,773 sqft Gross Area
1st Floor	1,859 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	438 sqft Garage
Porch Area	476 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5382 RAGUSA LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8044
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 56
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	SUNSET GROVE PH 1
Legal Phase	1
Legal Block	560
Legal Lot Number	56
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records · APN 16-25-31-5014-0001-0560

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 517, OCCOQUAN, VA 22125-0517
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2018 · Amount on Record
Deed Sale	Oct 03, 2018 · Amount on Record
Prior Sale	Feb 01, 2017 · Amount on Record
Deed Doc Number	2018148627
Deed Book / Page	5411 / 2290
Record Refreshed	Sep 20, 2026

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 03, 2018
Property Address	5382 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Document Number	0054112290
Book / Page	5411 / 2290
Map Reference	MB25 PG46
Instrument Date	Sep 28, 2018
Instrument	2018148627
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,167.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5382 RAGUNA LOOP ST, SAINT CLOUD, FL 34771

Mortgage

Document Number	0054112292
Date	Oct 03, 2018
Book Page	5411/2292
Instrument	2018148628

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,640.00 (+8.48%)	$355,700 (-2.57%) Land $80,000 Building $275,700	$355,700 (-2.57%) Land $80,000 Building $275,700
2023	$5,199.00 (+13.07%)	$365,100 (+19.39%) Land $80,000 Building $285,100	$365,100 (+19.39%) Land $80,000 Building $285,100
2022	$4,598.00	$305,800 Land $55,000 Building $250,800	$305,800 Land $55,000 Building $250,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 332 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.