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5376 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5376 Ragusa Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,434 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$489,500 (2025)
Tax Bill$3,308.00 (2025)

Property Details

APN / Parcel Number

Primary APN162531501400010590

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,434 sqft Heated Area
Gross Area3,461 sqft Gross Area
1st Floor2,434 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area675 sqft Garage
PorchOpen Porch
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5376 RAGUSA LOOP
CitySAINT CLOUD
StateFL
Zip34771-8044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 59
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase1
Legal Tract5014
Legal Lot Number59
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501400010590

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5376 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 30, 2019Grant Deed, Transfer
CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleJan 30, 2019 · Amount on Record
Deed Doc Number2025128689
Deed Book / Page6866 / 346
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 16, 2025
Property Address5376 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Document Number0068660346
Book / Page6866 / 346
Map ReferenceMB 25 PG 46
Instrument DateOct 10, 2025
Instrument2025128689
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FL TITLE & GUARANTEE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,426.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6991 LISMORE AVE, BOYNTON BEACH, FL 33437-6441

Transferred To (Grantee/Buyer)

NameVerified Name
Address5376 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044

Mortgage

Document Number0006866348
DateOct 16, 2025
Instrument6866/348
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 30, 2019
Property Address5376 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Document Number0054691876
Book / Page005469 / 001876
Instrument DateJan 25, 2019
Instrument11939
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Tax$2,408.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5376 RAGUSA LOOP ST CLOUD FL 347718044, ST CLOUD, FL 34771-8044

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,308.00 (+5.48%) Homeowner's exemption$228,217 (+2.9%)$431,300 (-4.16%) Land $80,000 Building $351,300
2024$3,136.00 (+2.22%) Homeowner's exemption$221,786 (+3%)$450,000 (+1.51%) Land $80,000 Building $370,000
2023$3,068.00 (+4.46%) Homeowner's exemption$215,327 (+3%)$443,300 (+18.31%) Land $80,000 Building $363,300
2022$2,937.00 Homeowner's exemption$209,056$374,700 Land $55,000 Building $319,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 332 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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