Effingham County property record for 538 High Bluff Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,601 sqft · built 1995 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,238 (Jul 2009) |
| Tax Bill | $2,335 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0459D-006-000 |
| Primary APN | 0459D-006-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,601 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Storage Building | 480 sqft |
| Utility Building | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18313 |
|---|---|
| Street Address | 538 HIGH BLUFF RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | .67 AC LOT 6 |
| Legal Subdivision | HIGH BLUFF ROAD |
| Legal Lot Number | 6 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30303 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 538 HIGH BLUFF RD, RINCON, GA 31326-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2009 · Amount on Record |
| Deed Sale | Jul 31, 2009 · Amount on Record |
| Prior Sale | Jan 6, 2009 · Amount on Record |
| Deed Document Number | 20091509 |
| Deed Book / Page | 1872 / 259 |
| Prior Transfer Date | Nov 4, 2008 |
| Prior Transfer Doc | 001814/124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 538 HIGH BLUFF RD, RINCON, GA 31326-3604 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 538 HIGH BLUFF RD, RINCON, GA 31326-3604 |
| Document Number | 0000002696/0000000716 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 0000002696/0000000716 |
| Instrument | 006975 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,680 (-0.67%) Land $16,466 Building $68,214 | $211,700 (-0.67%) Land $41,164 Building $170,536 | |
| 2025 | $2,335.00 (-0.93%) Homeowner's exemption | $85,248 (+10.37%) Land $17,034 Building $68,214 | $213,121 (+10.37%) Land $42,585 Building $170,536 |
| 2024 | $2,357.00 (+19.1%) Homeowner's exemption | $77,238 (+30.05%) Land $17,034 Building $60,204 | $193,095 (+30.05%) Land $42,585 Building $150,510 |
| 2022 | $1,979.00 Homeowner's exemption | $59,392 Land $10,646 Building $48,746 | $148,481 Land $26,616 Building $121,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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