525 High Bluff Rd, Rincon, GA 31326 Property Records

Effingham County property record for 525 High Bluff Rd, Rincon, GA 31326

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,328 sqft · built 1996
Lot Size13 acres (569,765 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Aug 2008)
Tax Bill$551 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04590-060-000

Property Details

APN / Parcel Number

Primary APN04590-060-000
Alternative APNs
  • 00980048A00
  • 04590060
  • 18241

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,328 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area569,765 sqft (13 acres)
Garage TypeCarport
Garage Area300 sqft
CarportCarport
Carport Area300 sqft

Exterior Amenities

Pool Area512 sqft
PorchPatio
Porch Area232 sqft
Deck Area195 sqft
Patio Area3,203 sqft
Shed1 Shed
Shed Area600 sqft
Utility Building300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number18241
Street Address525 HIGH BLUFF RD
CityRINCON
StateGA
Zip31326-3646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-1
Legal Description13.08 AC 2023 CUVA
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group1
Census Block1003
Census Tract30303

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address525 HIGH BLUFF RD, RINCON, GA 31326-3646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2008 · Amount on Record
Deed SaleAug 4, 2008 · Amount on Record
Deed Document Number20081685
Deed Book / Page1779 / 203
Prior Transfer DateJun 4, 2007
Prior Transfer Doc001633/246
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address525 HIGH BLUFF RD, RINCON, GA 31326-3646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 HIGH BLUFF RD, RINCON, GA 31326-3646

Mortgage

Document Number0000002621/0000000820
DateSep 8, 2020
Book Page0000002621/0000000820
Instrument009213
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$153,783 (+20.78%) Land $74,421 Building $79,362$384,457 (+20.78%) Land $186,052 Building $198,405
2025$551.00 (-79.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$127,327 (-5%) Land $47,965 Building $79,362$318,318 (-5%) Land $119,913 Building $198,405
2024$2,636.00 (-29.01%) Homeowner's exemption Senior Citizen's exemption$134,035 (+6.44%) Land $53,852 Building $80,183$335,088 (+6.44%) Land $134,630 Building $200,458
2022$3,713.00 Homeowner's exemption$125,924 Land $54,587 Building $71,337$314,810 Land $136,468 Building $178,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
DSL
300 / 20
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on High Bluff Rd

Nearby Streets

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