538 Coover Rd, Delaware, OH 43015 Property Records

Delaware County property record for 538 Coover Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,655 sqft · built 1966
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2022)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2022 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`519-200-01-115-000`

Property Details

APN / Parcel Number

Primary APN	`519-200-01-115-000`
Alternative APN	`430009.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	3,183 sqft
1st Floor Area	1,655 sqft
Basement Area	828 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	538 COOVER RD
City	DELAWARE
State	OH
Zip	43015-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 2 3
Legal Subdivision	TROY
Legal Lot Number	3
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	1
Census Block	1017
Census Tract	11200

Owner

Source: Delaware County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 30597, LOS ANGELES, CA 90030-0597
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2022	Warranty Deed, Transfer · Line of Credit FIRST FEDERAL COMMUNITY BANK OF BUCYRUS
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 26, 2019	Limited Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 12, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Oct 30, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	202227908
Deed Book / Page	1992 / 962
Prior Transfer Date	Apr 24, 2015
Prior Transfer Doc	0000012095
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	538 COOVER RD, DELAWARE, OH 43015-9721
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041711
Date	Sep 21, 2021
Book Page	1901/1904
Instrument	202100041711

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 16, 2022
Property Address	538 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000027908
Book / Page	1992 / 962
Instrument Date	Aug 12, 2022
Instrument	202200027908
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 30597, LOS ANGELES, CA 90030-0597

Mortgage

Document Number	0000027909
Date	Sep 16, 2022
Book Page	1992/966
Instrument	202200027909

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUCYRUS
Type	Bank
Address	BUCYRUS, OH 44820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	538 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000020031
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 COOVER RD DELAWARE OH 430159721, DELAWARE, OH 43015-9721

Mortgage

Document Number	0000020031
Date	Jun 11, 2020
Book Page	001735/001595
Instrument	20031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2040

June 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 26, 2019
Property Address	538 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000016186
Book / Page	1645 / 0585
Instrument Date	May 7, 2019
Instrument	201900016186
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 COOVER RD, DELAWARE, OH 43015-9721

Mortgage

Document Number	0000016187
Date	Jun 26, 2019
Instrument	201900016187

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

December 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 12, 2018
Property Address	538 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000033650
Book / Page	001611 / 000614
Instrument Date	Nov 16, 2017
Instrument	33650
Transaction Type	Foreclosure
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$36.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 30, 2017
Property Address	538 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000031132
Book / Page	001536 / 001652
Instrument Date	Oct 24, 2017
Instrument	31132
Transaction Type	Foreclosure
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 CORPORATE DR #360 LAKE ZURICH IL 600478945, 360, LAKE ZURICH, IL 60047-8945

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,899.00 (+1.62%)	$103,920 (-) Land $10,890 Building $93,030	$296,900 (-) Land $31,100 Building $265,800
2024	$3,837.00 (+7.33%) Homeowner's exemption	$103,920 (-) Land $10,890 Building $93,030
2023	$3,575.00 Homeowner's exemption	$103,920 Land $10,890 Building $93,030	$296,900 Land $31,100 Building $265,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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