560 Coover Rd, Delaware, OH 43015 Property Records

Delaware County property record for 560 Coover Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,528 sqft · built 1965
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,000 (Sep 2025)
Tax Bill	$2,627 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`519-200-01-114-000`

Property Details

APN / Parcel Number

Primary APN	`519-200-01-114-000`
Alternative APN	`430013.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
Gross Area	2,551 sqft
1st Floor Area	1,008 sqft
Upper Floors Area	520 sqft
Basement Area	252 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	211 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	560 COOVER RD
City	DELAWARE
State	OH
Zip	43015-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 2 3
Legal Subdivision	USM LANDS
Legal Lot Number	3
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	1
Census Block	1017
Census Tract	11200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5950 SYMPHONY WOODS RD, 300, COLUMBIA, MD 21044-3587
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit PATHWAYS FINANCIAL CU INC
Sep 9, 2025	Survivorship Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 1, 2024	Transfer on Death Deed, Transfer
Mar 1, 2024	Intrafamily Transfer, Transfer
Mar 1, 2024	Transfer on Death Deed, Transfer
Oct 29, 2021	Intrafamily Transfer, Transfer
Aug 28, 2019	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	202521256
Prior Transfer Date	Feb 28, 2024
Prior Transfer Doc	0000004025
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	560 COOVER RD, DELAWARE, OH 43015-9721
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006825
Date	Apr 11, 2024
Book Page	2084/1702
Instrument	202400006825

Lender

Name	PATHWAYS FINANCIAL CU INC
Type	Credit Union
Address	COLUMBUS, OH 43228

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 9, 2025
Property Address	560 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000021256
Instrument Date	Sep 2, 2025
Instrument	202500021256
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	NORWEST TITLE, NORTHWEST TITLE BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5950 SYMPHONY WOODS RD # 300, 300, COLUMBIA, MD 21044-3587

Mortgage

Document Number	0000021257
Date	Sep 9, 2025
Instrument	202500021257

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 1, 2024
Property Address	560 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000004027
Book / Page	2078 / 2155
Instrument Date	Feb 28, 2024
Instrument	202400004027
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Mar 1, 2024
Property Address	560 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000004025
Book / Page	2078 / 2149
Instrument Date	Feb 28, 2024
Instrument	202400004025
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 COOVER RD, DELAWARE, OH 43015-9721

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 1, 2024
Property Address	560 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000004026
Book / Page	2078 / 2152
Instrument Date	Feb 28, 2024
Instrument	202400004026
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Oct 29, 2021
Property Address	560 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000048036
Book / Page	1915 / 889
Instrument Date	Oct 27, 2021
Instrument	202100048036
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	560 COOVER RD, DELAWARE, OH 43015-9721

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 28, 2019
Property Address	560 COOVER RD, DELAWARE, OH 43015-9721
Document Number	0000023251
Book / Page	1659 / 1433
Instrument Date	Aug 19, 2019
Instrument	201900023251
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FIRST OHIO TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000023252
Date	Aug 28, 2019
Instrument	201900023252

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,627.00 (+15.27%)	$70,010 (+13.45%) Land $5,430 Building $64,580	$200,000 (+13.44%) Land $15,500 Building $184,500
2024	$2,279.00 (+7.35%) Homeowner's exemption	$61,710 (-) Land $5,430 Building $56,280
2023	$2,123.00 (+25.99%) Homeowner's exemption	$61,710 (+40.25%) Land $5,430 Building $56,280	$176,300 (+40.25%) Land $15,500 Building $160,800
2022	$1,685.00 Homeowner's exemption	$44,000 Land $4,060 Building $39,940
2020			$125,700 Land $11,600 Building $114,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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