491 Coover Rd, Delaware, OH 43015 Property Records

Delaware County property record for 491 Coover Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,586 sqft · built 1976
Lot Size	0.964 acres (41,992 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2021)
Tax Bill	$6,076 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-200-02-002-000`

Property Details

APN / Parcel Number

Primary APN	`519-200-02-002-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	910 sqft
Upper Floors Area	676 sqft
Basement Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	41,992 sqft (0.964 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	20 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	491 COOVER RD
City	DELAWARE
State	OH
Zip	43015-9561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102
Legal Subdivision	MAPLE GROVE ESTATES
Legal Lot Number	102
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2048
Census Tract	11200

Owner

491 Coover Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	491 COOVER RD, DELAWARE, OH 43015-9561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Survivorship Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage TELHIO CU
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage TELHIO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Prior Sale	Sep 5, 2018 · Amount on File
Deed Document Number	202111796
Deed Book / Page	1836 / 1222
Record Updated	Oct 29, 2026

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 11, 2021
Property Address	491 COOVER RD, DELAWARE, OH 43015-9561
Document Number	0000011796
Book / Page	1836 / 1222
Map Reference	VOL 7 PG 305
Instrument Date	Mar 8, 2021
Instrument	202100011796
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	CROSSLAND TITLE AGENCY, CROSSLAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	491 COOVER RD, DELAWARE, OH 43015-9561

Mortgage

Document Number	0000011797
Date	Mar 11, 2021
Instrument	202100011797

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	491 COOVER RD, DELAWARE, OH 43015-9561
Document Number	0000023943
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 COOVER RD DELAWARE OH 430159561, DELAWARE, OH 43015-9561

Mortgage

Document Number	0000023943
Date	Sep 4, 2019
Book Page	001660/002500
Instrument	23943

Lender

Name	TELHIO CU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 5, 2018
Property Address	491 COOVER RD, DELAWARE, OH 43015-9561
Document Number	0000024183
Book / Page	001593 / 000684
Instrument Date	Aug 27, 2018
Instrument	24183
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 SEABURY CT KATY TX 774946173, KATY, TX 77494-6173

Mortgage

Document Number	24184
Date	Sep 5, 2018
Book Page	001593/000686
Instrument	24184

Lender

Name	TELHIO CU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 491 Coover Rd was $6,076, up 4.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,076.00 (+4.72%)	$110,080 (-) Land $17,150 Building $92,930	$314,500 Land $49,000 Building $265,500
2024	$5,802.00 (+4.82%) Homeowner's exemption	$110,080 (-) Land $17,150 Building $92,930
2023	$5,535.00 Homeowner's exemption	$110,080 Land $17,150 Building $92,930	$314,500 Land $49,000 Building $265,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 491 Coover Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Coover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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