392 Coover Rd, Delaware, OH 43015 Property Records

Delaware County property record for 392 Coover Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,652 sqft · built 1954
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,000 (Aug 2021)
Tax Bill	$6,883 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`519-200-01-119-000`

Property Details

APN / Parcel Number

Primary APN	`519-200-01-119-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,652 sqft
Basement Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	479,160 sqft (11 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	455 sqft
Deck Area	20 sqft
Patio Area	20 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	392 COOVER RD
City	DELAWARE
State	OH
Zip	43015-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 2 3
Legal Subdivision	USM LANDS
Legal Lot Number	3
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	1
Census Block	1028
Census Tract	11200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	392 COOVER RD, DELAWARE, OH 43015-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit THE RICHWOOD BANKING CO
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 21, 2021	Intrafamily Transfer, Transfer
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage RICHWOOD BANK
Jul 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit RICHWOOD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Sep 26, 2012
Deed Document Number	202135926
Deed Book / Page	1888 / 2097
Prior Transfer Date	Apr 20, 2021
Prior Transfer Doc	0000018787
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	392 COOVER RD, DELAWARE, OH 43015-9720
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	UNION COUNTY TITLE, UNION COUNTY TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026789
Date	Jun 11, 2021
Book Page	1868/2156
Instrument	202100026789

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	RICHWOOD, OH 43344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 12, 2021
Property Address	392 COOVER RD, DELAWARE, OH 43015-9720
Document Number	0000035926
Book / Page	1888 / 2097
Instrument Date	Aug 10, 2021
Instrument	202100035926
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	392 COOVER RD, DELAWARE, OH 43015-9720
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035927
Date	Aug 12, 2021
Instrument	202100035927

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Apr 21, 2021
Property Address	392 COOVER RD, DELAWARE, OH 43015-9720
Document Number	0000018787
Book / Page	1851 / 2559
Instrument Date	Apr 20, 2021
Instrument	202100018787
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	392 COOVER RD, DELAWARE, OH 43015-9720

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	392 COOVER RD, DELAWARE, OH 43015-9720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNION COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017421
Date	Jul 3, 2018
Book Page	1580/1075
Instrument	2018-00017421

Lender

Name	RICHWOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2028

Interest

Rate Type	Fixed Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 24, 2018
Property Address	392 COOVER RD, DELAWARE, OH 43015-9720
Document Number	0000019434
Book / Page	001584 / 000857
Instrument Date	Jul 24, 2018
Instrument	19434
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	392 COOVER RD DELAWARE OH 430159720, DELAWARE, OH 43015-9720

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	392 COOVER RD, DELAWARE, OH 43015-9720
Document Number	0000021023
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	UNION COUNTY TITLE, UNION CNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	392 COOVER RD DELAWARE OH 430159720, DELAWARE, OH 43015-9720

Mortgage

Document Number	0000021023
Date	Aug 7, 2018
Book Page	001587/001742
Instrument	21023

Lender

Name	RICHWOOD BK
Type	Bank
Address	RICHWOOD, OH 43344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 6, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,883.00 (+4.73%)	$157,160 (-) Land $55,620 Building $101,540	$449,000 (-) Land $158,900 Building $290,100
2024	$6,572.00 (-2.97%) Homeowner's exemption	$157,160 (-5.99%) Land $55,620 Building $101,540
2023	$6,773.00 Homeowner's exemption	$167,170 Land $55,620 Building $111,550	$449,000 Land $158,900 Building $290,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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