537 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 537 E Chicago St, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	2,478 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Garage	Detached
Last Sale	$255,000 (2025)
Tax Bill	$6,484.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-13-404-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,478 sqft Living Area
Gross Area	3,792 sqft Gross Area
Basement Area	1,314 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame Construction
Lot Area	9,583 sqft (0.22 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	537 E CHICAGO ST
City	ELGIN
State	IL
Zip	60120-5717
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W H HINTZES SUB LOTS 1 & 2 JAMES DAVIDSONS ADDN & PART LOT 1 SOUTHEAST 1/4 SEC 13 LOT 4
Legal Subdivision	W H HINTZES SUB
Legal Block	2
Legal Lot Number	1,2,4
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2000
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-404-010

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 HILL ST, EAST DUNDEE, IL 60118-1440
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Jun 07, 2024 · Amount on Record
Deed Doc Number	20251971
Prior Transfer Date	Nov 07, 2014
Prior Transfer Doc	0000057614
Record Refreshed	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	537 E CHICAGO ST, ELGIN, IL 60120-5717
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007873
Date	Feb 13, 2020
Instrument	2020K007873

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,484.00 (-0.92%)	$84,992 (-12.88%) Land $19,665 Building $65,327	$255,078 (-12.88%) Land $59,019 Building $196,059
2024		$97,553 (+21.39%) Land $18,113 Building $79,440	$292,776 (+21.44%) Land $54,361 Building $238,415
2022	$6,544.00 (+6.11%) Homeowner's exemption	$80,361 (+6.96%) Land $14,921 Building $65,440	$241,083 (+6.96%) Land $44,763 Building $196,320
2021	$6,167.00 Homeowner's exemption	$75,132 Land $13,950 Building $61,182	$225,396 Land $41,850 Building $183,546