531 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 531 E Chicago St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1884
Square Footage	2,670 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$270,500 (2021)
Tax Bill	$7,542.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-13-404-009`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	2,670 sqft Living Area
Gross Area	4,298 sqft Gross Area
Basement Area	1,628 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	9,583 sqft (0.22 acres)
Depth X Width	155 ft x 63 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	531 E CHICAGO ST
City	ELGIN
State	IL
Zip	60120-5717
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W H HINTZES SUB OF LOTS 1 & 2 JAMES DAVIDSONS ADDN & PART LOT 1 SOUTHEAST 13 BLOCK 5
Legal Subdivision	JAMES DAVIDSONS ADDN
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2000
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-404-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	531 E CHICAGO ST, ELGIN, IL 60120-5717
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Jan 22, 2001 · Amount on Record
Deed Doc Number	202163894
Prior Transfer Date	Nov 22, 2002
Prior Transfer Doc	0000013581
Record Refreshed	Sep 20, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 20, 2021
Property Address	531 E CHICAGO ST, ELGIN, IL 60120-5717
Document Number	0000063894
Instrument Date	Aug 20, 2021
Instrument	2021K063894
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.50
Amount Accuracy	Rounded Values by County
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13208 ELISE ROAD, 13208, COLMAR, IL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 E CHICAGO ST, ELGIN, IL 60120-5717

Mortgage

Document Number	0000063895
Date	Aug 20, 2021
Instrument	2021K063895

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 05, 2051

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,542.00 (+15.85%) Homeowner's exemption
2024		$98,429 (+21.39%) Land $18,113 Building $80,316	$295,405 (+21.44%) Land $54,361 Building $241,044
2022	$6,510.00 (+4.54%) Homeowner's exemption	$81,082 (+6.96%) Land $14,921 Building $66,161	$243,246 (+6.96%) Land $44,763 Building $198,483
2021	$6,227.00 Homeowner's exemption	$75,806 Land $13,950 Building $61,856	$227,418 Land $41,850 Building $185,568