543 E Chicago St, #45, Elgin, IL 60120 Property Records

Kane County property record for 543 E Chicago St, #45, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,918 sqft · built 1900
Lot Size	0.228 acres (9,920 sqft)
Owner	Individual Name on File
Last Sale	$264,500 (Jan 2019)
Tax Bill	$7,540 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-404-011`

Property Details

APN / Parcel Number

Primary APN	`06-13-404-011`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,918 sqft Living Area
Gross Area	4,457 sqft
Basement Area	1,539 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	9,920 sqft (0.228 acres)
Lot Dimensions	155 ft deep x 64 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	543 E CHICAGO ST, 45
City	ELGIN
State	IL
Zip	60120-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H HINTZES SUB OF LOTS 1 & 2 JAMES DAVIDSONS ADDN & PART LOT 1 SOUTHEAST 1/4 SECTION 13 BLOCK 3
Legal Subdivision	JAMES DAVIDSONS ADDN
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-404-011

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 S 2ND ST, WEST DUNDEE, IL 60118-2802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 08, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 08, 2019 · Amount on Record
Deed Sale	Jan 08, 2019 · Amount on Record
Prior Sale	Aug 14, 2014 · Amount on Record
Deed Document Number	20191049
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	543 E CHICAGO ST # 45, 45, ELGIN, IL 60120-5717
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079981
Date	Dec 21, 2020
Instrument	2020K079981

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2040

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 08, 2019
Property Address	543 E CHICAGO ST # 45, 45, ELGIN, IL 60120-5717
Document Number	0000001049
Instrument Date	Dec 14, 2018
Instrument	1049
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$396.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 S 2ND ST WEST DUNDEE IL 601182802, WEST DUNDEE, IL 60118-2802

Mortgage

Document Number	1050
Date	Jan 08, 2019
Instrument	1050

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 07, 2049

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,540.00 (+15.96%)
2024		$91,034 (+21.39%) Land $18,113 Building $72,921	$273,211 (+21.44%) Land $54,361 Building $218,851
2022	$6,502.00 (+3.95%)	$74,991 (+6.96%) Land $14,921 Building $60,070	$224,973 (+6.96%) Land $44,763 Building $180,210
2021	$6,255.00	$70,111 Land $13,950 Building $56,161	$210,333 Land $41,850 Building $168,483

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 520 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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