Kane County property record for 525 E Chicago St, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 3,072 sqft Living Area |
| Lot Size | 29,185 sqft (0.67 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $8,851.00 (2025) |
| Primary APN | 06-13-404-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,072 sqft Living Area |
| Gross Area | 4,693 sqft Gross Area |
| Basement Area | 1,621 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Lot Area | 29,185 sqft (0.67 acres) |
| Street Address | 525 E CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB LOT 270 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 2 |
| Legal Lot Number | 270 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 851301 |
Source: Kane County records · APN 06-13-404-008
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 E CHICAGO ST, ELGIN, IL 60120-5717 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2024 |
| Transfer Doc | 0000033861 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 525 E CHICAGO ST, ELGIN, IL 60120-5717 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000036899 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025K036899 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,851.00 (+8.4%) Homeowner's exemption | $132,021 (+8.57%) Land $26,833 Building $105,188 | $396,221 (+8.57%) Land $80,531 Building $315,690 |
| 2024 | $121,600 (+21.39%) Land $24,715 Building $96,885 | $364,946 (+21.44%) Land $74,175 Building $290,771 | |
| 2022 | $8,165.00 (+4.43%) Homeowner's exemption | $100,169 (+6.96%) Land $20,359 Building $79,810 | $300,507 (+6.96%) Land $61,077 Building $239,430 |
| 2021 | $7,819.00 Homeowner's exemption | $93,651 Land $19,034 Building $74,617 | $280,953 Land $57,102 Building $223,851 |
525 E Chicago St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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