5367 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5367 Ragusa Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,064 sqft Heated Area
Lot Size6,534 sqft (0.15 acres)
GarageFinished, 458 sqft
Last Sale$387,000 (2021)
Tax Bill$5,938.00 (2025)

Property Details

APN / Parcel Number

Primary APN162531501400010810

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,064 sqft Heated Area
Gross Area2,947 sqft Gross Area
1st Floor2,064 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area458 sqft Garage
FenceFence
PorchOpen Porch
Porch Area425 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5367 RAGUSA LOOP
CitySAINT CLOUD
StateFL
Zip34771-8045
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 81
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase1
Legal Tract5014
Legal Lot Number81
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1022
Census Tract43700

Owner

Source: Osceola County records · APN 162531501400010810

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5087 WHITEWATER WAY, SAINT CLOUD, FL 34771-7968
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2021Warranty Deed, Transfer · Conventional Mortgage
EQUITY PRIME MORTGAGE LLC
Nov 09, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CENTURY LNDG
Nov 08, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CENTURY LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2021 · Amount on Record
Deed SaleAug 04, 2021 · Amount on Record
Prior SaleNov 09, 2018 · Amount on Record
Deed Doc Number2021120576
Deed Book / Page6015 / 2965
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 04, 2021
Property Address5367 RAGUSA LOOP, SAINT CLOUD, FL 34771-8045
Document Number0060152965
Book / Page6015 / 2965
Map ReferenceMB 25 PG 46-50
Instrument DateJul 16, 2021
Instrument2021120576
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNIK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,709.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1460 MLODEM HANE #404404, 404404, KISSIMMEE, FL 34744

Transferred To (Grantee/Buyer)

NameVerified Name
Address5367 RAGUSA LOOP, SAINT CLOUD, FL 34771-8045

Mortgage

Document Number0060152967
DateAug 04, 2021
Instrument6015/2967
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 09, 2018
Property Address5367 RAGUSA LOOP, SAINT CLOUD, FL 34771-8045
Document Number0054312530
Book / Page005431 / 002530
Instrument DateNov 08, 2018
Instrument167018
Transaction TypeTransfer
Record UpdatedDec 03, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,006.90
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5367 RAGUSA LOOP ST CLOUD FL 347718045, ST CLOUD, FL 34771-8045

Mortgage

Document Number54312532
DateNov 09, 2018
Book Page005431/002532
Instrument167019
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 08, 2048

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5367 RAGUSA LOOP, SAINT CLOUD, FL 34771-8045
Document Number0054321337
Instrument DateNov 08, 2018
Transaction TypeMortgage
Record UpdatedDec 03, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5367 RAGUSA LOOP ST CLOUD FL 347718045, ST CLOUD, FL 34771-8045

Mortgage

Document Number0054321337
DateNov 13, 2018
Book Page005432/001337
Instrument167536
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,938.00 (+25.22%)$377,200 (+12.51%) Land $80,000 Building $297,200$377,200 (-2.66%) Land $80,000 Building $297,200
2023$4,742.00 (+3.9%) Homeowner's exemption$335,265 (+3%)$387,500 (+19.05%) Land $80,000 Building $307,500
2022$4,564.00 Homeowner's exemption$325,500 Land $55,000 Building $270,500$325,500 Land $55,000 Building $270,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 332 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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