5366 Ragusa Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5366 Ragusa Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,843 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$276,600 (2018)
Tax Bill$3,751.00 (2025)

Property Details

APN / Parcel Number

Primary APN162531501400010640

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,843 sqft Heated Area
Gross Area2,453 sqft Gross Area
1st Floor1,843 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area434 sqft Garage
FenceFence
PorchOpen Porch
Porch Area176 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5366 RAGUSA LOOP
CitySAINT CLOUD
StateFL
Zip34771-8044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 64
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase1
Legal Tract5014
Legal Lot Number64
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 162531501400010640

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5366 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP
Sep 24, 2018Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Deed Doc Number2018143031
Deed Book / Page5405 / 1367
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5366 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5366 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044

Mortgage

Document Number0058911271
DateFeb 15, 2021
Book Page5891/1271
Instrument2021021707
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

September 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 24, 2018
Property Address5366 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044
Document Number0054051367
Book / Page5405 / 1367
Map ReferenceMB25 PG46
Instrument DateSep 19, 2018
Instrument2018143031
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,936.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 WNEW ENGLAND AVE220, 444, WINTER PARK, FL 32789

Transferred To (Grantee/Buyer)

NameVerified Name
Address5366 RAGUSA LOOP, SAINT CLOUD, FL 34771-8044

Mortgage

Document Number2018143032
DateSep 24, 2018
Instrument2018143032
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,751.00 (+7.51%) Homeowner's exemption$260,181 (+5.99%)$353,200 (-2.67%) Land $80,000 Building $273,200
2023$3,489.00 (+4.27%) Homeowner's exemption$245,485 (+3%)$362,900 (+19.26%) Land $80,000 Building $282,900
2022$3,346.00 Homeowner's exemption$238,335$304,300 Land $55,000 Building $249,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 332 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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