San Luis Obispo County property record for 515 Lancaster St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,197 sqft · built 1930 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Apr 1996) |
| Tax Bill | $2,772 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-242-028 |
| Primary APN | 022-242-028 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,197 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Wood |
| Lot Area | 8,750 sqft (0.201 acres) |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Street Address | 515 LANCASTER ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 5 BL 49 LTS 32 TO 36 |
| Legal Subdivision | CAMBRIA PINES MANOR 05 |
| Legal Block | 49 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 10403 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 515 LANCASTER ST, CAMBRIA, CA 93428-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 1996 · Amount on Record |
| Deed Sale | Apr 19, 1996 · Amount on Record |
| Deed Document Number | 199619486 |
| Record Updated | Sep 20, 2026 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $254,134 (+2%) Land $220,264 Building $33,870 | |
| 2025 | $2,772.00 (+4.09%) Homeowner's exemption | $249,152 (+4.04%) Land $215,946 Building $33,206 |
| 2023 | $2,663.00 (+2.03%) Homeowner's exemption | $239,478 Land $207,561 Building $31,917 |
| 2022 | $2,610.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (1995–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Verizon.
5G (outdoors only) and 4G LTE
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