San Luis Obispo County property record for 491 Lancaster St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 787 sqft · built 1930 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $170,000 (Jan 1994) |
| Tax Bill | $3,583 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-233-034 |
| Primary APN | 022-233-034 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 787 sqft Living Area |
| 1st Floor Area | 787 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Wood |
| Lot Area | 5,250 sqft (0.121 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 491 LANCASTER ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 5 BL 60 LTS 23 TO 25 |
| Legal Subdivision | CAMBRIA PINES |
| Legal Block | 60 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 10403 |
491 Lancaster St is owned by a company that acquired it in August 2002.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 220 VISTA DEL PARQUE, REDONDO BEACH, CA 90277-6115 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 1994 · Amount on File |
| Deed Sale | Jan 28, 1994 · Amount on File |
| Deed Document Number | 19945447 |
| Last Transfer Date | Aug 14, 2002 |
| Transfer Doc | 0000070884 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 491 Lancaster St was $3,583.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $312,912 (+2%) Land $260,028 Building $52,884 | |
| 2025 | $3,583.00 | $306,778 Land $254,930 Building $51,848 |
| 2023 | $3,438.00 (+2.05%) | $294,868 Land $245,032 Building $49,836 |
| 2022 | $3,369.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 491 Lancaster St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 8 (1995–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Lancaster St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Ranch Wifi, Verizon.
5G (outdoors only) and 4G LTE
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