5358 Truman Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 5358 Truman Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,567 sqft · built 2018
Lot Size	0.753 acres (32,811 sqft)
Owner	Individual Name on Record
Tax Bill	$8,806 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`395-0193-00120`

Property Details

APN / Parcel Number

Primary APN	`395-0193-00120`
Alternative APNs	`1037990` `1037989`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,567 sqft Gross Area
1st Floor Area	3,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Construction Type	Frame
Lot Area	32,811 sqft (0.753 acres)
Garage Area	1,327 sqft
Porch	Slab
Porch Area	392 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1037989
Street Address	5358 TRUMAN DR
City	DULUTH
State	MN
Zip	55811-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 2 SERIAL #
Legal Subdivision	JACKSON ESTATES 4TH ADDITION
Legal Block	2
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5358 TRUMAN DR, DULUTH, MN 55811-2674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST
May 20, 2020	Deed of Trust, Mortgage PARK ST BK
Aug 28, 2019	Deed of Trust, Mortgage PARK ST BK
Oct 23, 2017	Trustee's Deed, Construction Loan · Line of Credit PIONEER NAT'L BK/DULUTH
Sep 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 14, 2017
Transfer Doc	00A1317639
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5358 TRUMAN DR, DULUTH, MN 55811-2674
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5358 TRUMAN DR, DULUTH, MN 55811-2674

Mortgage

Document Number	0001474516
Date	Sep 20, 2023
Instrument	1474516

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	DULUTH, MN 55803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5358 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1380975
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5358 TRUMAN DR HERMANTOWN MN 558112674, HERMANTOWN, MN 55811-2674

Mortgage

Document Number	00A1380975
Date	May 29, 2020
Instrument	A1380975

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5358 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1362613
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5358 TRUMAN DR HERMANTOWN MN 55811, HERMANTOWN, MN 55811

Mortgage

Document Number	00A1362613
Date	Sep 6, 2019
Instrument	A1362613

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 23, 2017
Property Address	5358 TRUMAN DR, DULUTH, MN 55811-2674
Instrument Date	Oct 20, 2017
Instrument	A1320523
Transaction Type	Construction Loan
Record Updated	Nov 10, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4059 REINKE RD HERMANTOWN MN 558113611, HERMANTOWN, MN 55811-3611

Mortgage

Document Number	00A1320523
Date	Oct 23, 2017
Instrument	A1320523

Lender

Name	PIONEER NAT'L BK/DULUTH
Type	Bank
Address	DULUTH, MN 55807-2501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2018

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 18, 2017
Property Address	5358 TRUMAN DR, DULUTH, MN 55811-2674
Document Number	00A1317639
Instrument Date	Sep 14, 2017
Instrument	A1317639
Transaction Type	Transfer
Record Updated	Oct 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4059 REINKE RD HERMANTOWN MN 558113611, HERMANTOWN, MN 55811-3611

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,806.00 (+13.45%) Homeowner's exemption
2025	$7,762.00 (+1.25%) Homeowner's exemption	$658,800 (+18.92%) Land $121,000 Building $537,800	$658,800 (+18.92%) Land $121,000 Building $537,800
2024	$7,666.00	$554,000 (+13.41%) Land $116,400 Building $437,600	$554,000 (+13.41%) Land $116,400 Building $437,600
2022		$488,500 Land $86,600 Building $401,900	$488,500 Land $86,600 Building $401,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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